22 Year Old Living in New York City
I am happy to have found this site today. It looks like there is a very nice community here and I have a lot of browsing and learning to do.
I am 22 years old college graduate now working in Finance I.T. for over 1.5 years. I want to make sound financial decisions and avoid debt at all cost. Even though I am young, I want to make sure I make proper investments towards retirement before it's too late. With compounding and interest rate returns, every penny can make a difference.
Currently I am stuck paying off my loans amounting to "only" 24k. I have tried paying off as much as possible already, getting rid of my unsubsidized loans. I am making contributions to my 401k at 6% which is the max match at my workplace. My net worth according to Mint is still negative at -4k and my goal is to be positive by end of year if everything goes well.