twentynine
Confused about dryer sheets
- Joined
- Nov 29, 2010
- Messages
- 1
Hello.
After dreaming of ER for many years, over the last weekend I decided when I would like to do so: at age 35 - for now it is just a number to fantasize about since I'm not sure if that is actually feasible. I am 29 right now.
I have about ~$12,000 saved up via former and current jobs - they are parked in a combination of IFSIA, PSAFX, VBMFX and about $5,000 in cash all in rolled over IRA accounts. I have no credit card debt. I have ~$5,000 in student loans. No other debt. $1,000 in savings. I've been working on paying off my student loans before doing much else. I currently pay $3,640/year into my company 401(k). I am risk averse and my fantasy is just to have the cash I put stay there until I'm ready to use it.
For the time being, my immediate goal is to save $10,000 in cash before I do any more investing. All the books that have been recommended here - I am slowly going through trying to determine what I want to do.
My living expenses are under $800/month. I make $38,000 gross and opportunity to make more are slim to none. I don't intend to change my life at all in a way that would entail large financial outlays.
The welcome message I got when I signed on was rather stern, so hope I adhered to all the rules.
I am a willing learner and looking forward to learning a lot.
Thank you.
After dreaming of ER for many years, over the last weekend I decided when I would like to do so: at age 35 - for now it is just a number to fantasize about since I'm not sure if that is actually feasible. I am 29 right now.
I have about ~$12,000 saved up via former and current jobs - they are parked in a combination of IFSIA, PSAFX, VBMFX and about $5,000 in cash all in rolled over IRA accounts. I have no credit card debt. I have ~$5,000 in student loans. No other debt. $1,000 in savings. I've been working on paying off my student loans before doing much else. I currently pay $3,640/year into my company 401(k). I am risk averse and my fantasy is just to have the cash I put stay there until I'm ready to use it.
For the time being, my immediate goal is to save $10,000 in cash before I do any more investing. All the books that have been recommended here - I am slowly going through trying to determine what I want to do.
My living expenses are under $800/month. I make $38,000 gross and opportunity to make more are slim to none. I don't intend to change my life at all in a way that would entail large financial outlays.
The welcome message I got when I signed on was rather stern, so hope I adhered to all the rules.
I am a willing learner and looking forward to learning a lot.
Thank you.