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43 year old, married w/ teens and can't stop thinking about our next adventure
Old 01-31-2015, 09:52 AM   #1
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43 year old, married w/ teens and can't stop thinking about our next adventure

Hello from FREEZING cold Massachusetts!!! We are about to get another foot of snow, so it is only normal for me to start thinking about Florida

I am a personal finance teacher, and computer teacher. I talk about saving for retirement with my students daily....and now I am just creating an obsession about my own retirement plan.

I am wondering if any of you have ever been in my shoes:
My husband is so unhappy with his present job. I love teaching, but can teach anywhere. Our ultimate goal is to move to Florida when both of my teens graduate. Does the five years go by fast? Did any of you start a new career, keep expenses low and move to a more affordable state? The problem is, I am unsure if my husband will find the type of employment in Florida--but trust me, all we think about is the beach, fishing and a semi-retirement lifestyle.

My husband and I will probably always work; it's just in our nature. But I am thinking of a lower salary, simpler lifestyle, and low expenses. Just a less stressful job for my husband is like a retirement

I am so sorry for rambling, I just wanted to know if any of you have dealt with this too.
I love this forum, I read your postings often


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Old 01-31-2015, 11:18 AM   #2
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IMHO 5 years will go by fast IF your husband can tolerate his job without damaging his health. Actually 5 years is long enough to justify looking for another position in your current community.

We did what you are planning to do but not really for a lower cost lifestyle. The kids were in college so we were free to move. Fortunately, or unfortunately, our next home was only slightly smaller than our former home. We thought lots of room for the kids to visit, and ultimately grandchildren. In reality their lives were too busy for them to spend significant time with us so we traveled to see them. Just a head's up.

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Old 01-31-2015, 01:33 PM   #3
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Be careful of the 'I can teach anywhere' trap. Research job availability. Schools hiring new teachers are often focussing on new graduates, for cost purposes. Non-corp subjects receive a back seat in funding, and core subjects have tons of available and often experienced teachers in line for jobs. Not sure of the specific conditions in Florida, where I suspect the average age of its citizens is higher - education may be lower on people's agendas. is an excellent source when researching cities for relocation.

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Old 01-31-2015, 01:48 PM   #4
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Interesting post ... I am retired and spending winters in Florida but I am going back home to the Boston area next week to check up on my home there ... It seems pretty sureal that it is so cold back home but today I rode my bicycle in shorts and a t-shirt today... On to your question. In my case I waited.(until I was 56).. I never wanted to live and work up north but I had a great job so I hung in there and saved and saved .. I have been retired now for 2 years and it is fantastic ! It was well worth all the work .. I feel like I am 15 years old again... I swim / bicycle / run / golf / do Tai Chi and more all week long.... When I decided I would retire early time seemed like it would last forever but I set up a spreadsheet and ticked off the days (it was about 5 years for me).. before I knew it I was there ! ... There are no more spreadsheets now just fun! It is worth the wait and it can be done !
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Old 01-31-2015, 02:53 PM   #5
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Thank you for the feedback!! We are so excited to start the planning, and save like crazy!!!

Great forum to keep motivated
"Believe you can and you will"
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Old 01-31-2015, 03:03 PM   #6
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Welcome moneymama! If you haven't seen them yet, there are two excellent places to start here that might help you make your "list" and check it twice (or three or four times if you are like most of us).

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continue working, florida, unhappy job

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