Hello! I'm a 46 year old female and my husband is 57. In the past few months I've really started to think about our retirement situation. I'll post more details about assets when I have the full picture. I know some parts of our retirement picture are good - My son is 30 and long out of the house, husband has no children, and we will not be responsible for our remaining parents' care. But we don't have a ton of money saved in our retirement accounts... maybe $300K all together.
I think our biggest challenge will be our age difference. He's 10.5 years older than me, but I earn about 33% more than him so that will be an odd situation. He plans on working until at least 67 (FRA) and I hope to retire around 62 if I can figure out the health insurance situation.
I don't have a question yet, and I'll spend the weekend looking up all of our details to post later. But there seems to be a wealth of knowledge here! And the stickies are very helpful.
I think our biggest challenge will be our age difference. He's 10.5 years older than me, but I earn about 33% more than him so that will be an odd situation. He plans on working until at least 67 (FRA) and I hope to retire around 62 if I can figure out the health insurance situation.
I don't have a question yet, and I'll spend the weekend looking up all of our details to post later. But there seems to be a wealth of knowledge here! And the stickies are very helpful.