Congrats Orangutan. I know how much it takes to make that leap of faith. For some strange reason, I haven't been able to make the jump.
I'm in similar situation with roughly the same living expenses. Could you possibly post more specifics as to what you plugged in to FIRECALC? FIRECALC returns $89K spending for my specific situation at 99.9% success rate.
My specifics are:
SSA: 16,300 (2026)
Spouse SSA: 5,500 (2028)
Pension: 16,000 (2029) Non Cola Mega Corp
Pension: 38,450 (2013) Cola Gov't Pension
I Select Bernicke Model for reduced spending as I get older
On last Investigate tab I select 99.9% success.
I must say I question the 89K result as it is 11.56% initial withdrawal rate
Does this makes sense, or am I missing something?