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11-20-2010, 09:03 AM
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#41
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Thinks s/he gets paid by the post
Join Date: Apr 2005
Location: Duesseldorf, Germany
Posts: 1,202
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More good read: "Get a Life" by Ralph Warner. It is on all the not money related issues of (E)R.
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11-20-2010, 03:16 PM
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#42
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Dryer sheet wannabe
Join Date: Nov 2010
Posts: 11
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Bossnova, you are right on. Just as you say, my financial planner pointed out that I have enough after 59 1/2 but need a strategy for the next 8 years. I need to do more than current $500/mo saving for non-retirement account. It is assuring to hear from other people like you. You are also right that everyone retires in the end and it is a matter of when. Thank you.
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11-21-2010, 07:05 AM
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#43
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,204
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Quote:
Originally Posted by chris2008
More good read: "Get a Life" by Ralph Warner. It is on all the not money related issues of (E)R.
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Just put in a request at my local library. From the title I assumed it was one of the falsely reassuring books (telling people what they want to hear about $), so thanks for the heads up...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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11-21-2010, 07:43 AM
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#44
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2007
Posts: 5,072
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Welcome.
If you are not sure about retiring... then do not do it yet. Sounds like you have some financial concerns anyway.
Take your time. Since you feel you are marginal in terms of being financially prepared... you can continue to save and accumulate more money.
Eventually you will feel more comfortable with it.
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11-21-2010, 08:33 AM
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#45
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Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: Thailand countryside, Sisaket province
Posts: 1,331
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My observation is that work changes involve both a push and a pull. At some point your dissatisfaction with work will outweigh the social aspects. I've seen both kinds of people over the years. Those that retire and disappear and those that come back (as rehired retirees) because their social life is a work. I would suggest that you discuss it with your friends at work. Their support, or lack of, will probably be a big factor in your decision. I am ER'ing in a couple of weeks but my social life is not tied to work. Discussing it with friends, family, and coworkers has been a huge help mainly because so many are so supportive of the decision.
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11-21-2010, 01:29 PM
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#46
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Dryer sheet wannabe
Join Date: Nov 2010
Posts: 11
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chinaco, thank you for your honest imput. I will give more thought on when to ER. Reading halfway through "The joy of not working" by Zelinski, I realized that the way I work is more like semi-retirement with a full salary. Being a boss myself, I can choose what I want to work on and go home at 5pm for my dog, while coninueing my piano lessons.
I just reserved "Get a Life" by Ralph Warner.
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11-21-2010, 01:52 PM
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#47
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,856
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Quote:
Originally Posted by Midpack
Just put in a request at my local library. From the title I assumed it was one of the falsely reassuring books (telling people what they want to hear about $), so thanks for the heads up...
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Ralph Warner was one of Nolo's cofounders, which put them in a receptive frame of mind when Bob Clyatt sent in a query letter for his book idea...
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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