52 years old; want to retire in 2-3 years

Barb301 · 03-04-2008, 05:53 PM

My husband and I are 523 and want to retire to NC golf country (sandhills region)as soon as possible. Looking to golf and travel while still healthy enough to enjoy!

We both have military retirement income and little debt. About 180,000 equity in house and over 200K in retirement funds 75% stocks, 25% bonds).

We're waiting out the current market but starting to get a little edgy, Should we switch to a higher percentage of bonds?

travelover · 03-04-2008, 07:20 PM

Welcome to the forum.

Everyone needs to find their comfort level with stock / bond ratio. 75/25 is on the aggressive side for your age. John Bogle recommends your age in bond percentage or age minus 10. Having pensions mitigates this, but you'll need to decide by how much.

martyb · 03-07-2008, 09:02 AM

Hey! You're retiring to my part of the country! I was born & raised in the area you're talking about, and although I'm not a golfer, I know you're gonna love it! I was just in Southern Pines/Pinehurst/Aberdeen a couple of weeks ago. Enjoy.

Marty

03-04-2008, 05:53 PM	#1
Barb301 Confused about dryer sheets Join Date: Mar 2008 Posts: 1	52 years old; want to retire in 2-3 years My husband and I are 523 and want to retire to NC golf country (sandhills region)as soon as possible. Looking to golf and travel while still healthy enough to enjoy! We both have military retirement income and little debt. About 180,000 equity in house and over 200K in retirement funds 75% stocks, 25% bonds). We're waiting out the current market but starting to get a little edgy, Should we switch to a higher percentage of bonds?

03-04-2008, 07:20 PM	#2
travelover Full time employment: Posting here. Join Date: Mar 2007 Posts: 985	Welcome to the forum. Everyone needs to find their comfort level with stock / bond ratio. 75/25 is on the aggressive side for your age. John Bogle recommends your age in bond percentage or age minus 10. Having pensions mitigates this, but you'll need to decide by how much. __________________ Feral Engineer

03-07-2008, 09:02 AM	#3
martyb Recycles dryer sheets Join Date: Nov 2006 Location: Janesville, WI Posts: 494	Hey! You're retiring to my part of the country! I was born & raised in the area you're talking about, and although I'm not a golfer, I know you're gonna love it! I was just in Southern Pines/Pinehurst/Aberdeen a couple of weeks ago. Enjoy. Marty __________________ *A liberal is someone who feels a great debt to his fellow man...which debt he proposes to pay off with your money.* -G Gordon Liddy**

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