Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
8 years out, hopefully
Old 06-01-2013, 06:11 PM   #1
Recycles dryer sheets
 
Join Date: May 2013
Location: Toronto
Posts: 189
8 years out, hopefully

I'm new here, but I've already posted in a couple of threads, so I thought I should introduce myself.

I'm 40, female, living in Toronto, Canada. I work for Megacorp (15 years in). Husband is self-employed after quitting Megacorp about 10 years ago and following his dreams.

A palm reader told me a few years ago that my career would go well until I'm 48. Incidentally, that's the same year I'll become eligible for an early retirement layoff package. So it seems like as good a goal as any.

We manage to save about 20% of our gross income. If I were to get laid off tomorrow, I think we could sell our house and move to a smaller town, and still be able to get by - but it would be dicey. 8 years from now should be a much safer bet, and if I *can* get laid off, I'd get to keep my benefits, which is a nice thing to have. In Canada it's not as critical as the US, but still. Hoping to have the mortgage paid off in 3 years and then we can really focus on the retirement savings.
__________________

__________________
Spudd is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-01-2013, 11:11 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Apr 2013
Posts: 5,570
Welcome to the site, there's much to learn here.
__________________

__________________
MRG is offline   Reply With Quote
Old 06-02-2013, 04:04 PM   #3
Thinks s/he gets paid by the post
 
Join Date: Mar 2004
Posts: 1,988
Welcome aboard, Spudd.

omni
__________________
omni550 is offline   Reply With Quote
Old 06-02-2013, 06:56 PM   #4
Dryer sheet wannabe
 
Join Date: Jan 2013
Posts: 14
Welcome. I hope the palm reader's prediction is not playing a major role in your retirement decision.
__________________
Accumulating Wealth is offline   Reply With Quote
Old 06-03-2013, 05:28 AM   #5
Recycles dryer sheets
 
Join Date: May 2013
Location: Toronto
Posts: 189
Haha, no, it's just a funny coincidence. To be honest I'm really hoping I can retire earlier than that, but I don't know if that would be wise, so for now this is the tentative plan.
__________________
Spudd is offline   Reply With Quote
Old 06-03-2013, 07:43 PM   #6
Thinks s/he gets paid by the post
obgyn65's Avatar
 
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
You are lucky to live in Canada. Welcome, OP.
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
obgyn65 is offline   Reply With Quote
Old 06-04-2013, 01:01 PM   #7
Recycles dryer sheets
 
Join Date: Feb 2008
Posts: 452
Quote:
Originally Posted by Accumulating Wealth View Post
Welcome. I hope the palm reader's prediction is not playing a major role in your retirement decision.
But you know, it gives a good feeling and positive thinking can move mountains.
I'd say believe it and it will come true...upbeat attitude always helps.
__________________

__________________
aida2003 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 07:52 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.