Originally Posted by TimSF
OP, you are my new hero!
Still, if I were in your shoes, I'd maybe look into a basic health insurance plan under the ACA. At the low levels of income you are probably generating, you'd qualify for subsidies. At $40k a year of income, I pay about $170 a month for health insurance.
I assure you, I do not qualify for subsidies. My assets and income are too high.
I also have no desire to encourage a bad idea by participating in it. Thank you for the information though.