Am I crazy or does this make sense? - Page 2

ALushLife · 12-07-2005, 06:33 AM

*

* Hi Newguy!!!! Sounds like a GREAT plan to me!!!!!*

MRGALT2U · 12-07-2005, 06:37 AM

Quote:

Originally Posted by Howard

Thank You, like I said, not too familiar with US/Texas History.

Crockett was the guy that used to wear dead animals on his head??

Nah, he was the guy who drove fast boats and wore those
"melony" colored sport coats.

JG

jug · 12-07-2005, 06:47 AM

Quote:

Originally Posted by newguy88

Thanks for the response.

As I have been discussing here I thought last night staying here as a teacher for say 5 more years just DELAYS and increases my chances of getting sick!

The stress of having to make a large amount of money just to be able to pay the mortgage car payments, taxes and travel costs in gasoline monthly make little sense anymore. My kids are grown and married, I will only be 50 in april, had the medical scare a couple of years ago with chest pain, A VIRAL infection around my heart, but a Cardiac Cath at 2am is NOT FUN!

Anyway taking the 300,000 profit on the house will make it possible to have a home owned free and clear in a low tax area and a pension with medical bennies* that pays over 30,000 a year with no additional debt and a FUN part time job well You guys get the picture.

The best thing about this so far is my wife is ALL FOR THE IDEA!!

She has talked to a realtor and the house goes on the market sometime in January!

I hate to say this, but I will. Take care of yourself first and dont worry so much about wifey. I learned this 15 years ago when I was in hospital for a severe nervous breakdown. I realized I wasnt thinking of myself enough and worried too much about the wife.

Well the wife and I get along fine since I started being more selfish. She sort of fell into line. YOU decide what you want and need in life, not her or anyone else. If you dont take care of YOU first and love yourself first, you are no good to anybody except the worms.

There are tons or women/men out there who would be grateful to have someone like you. Take care of yourself, screw the rest.
jug

newguy88 · 12-07-2005, 06:50 AM

Quote:

Originally Posted by ALushLife

Hi Newguy!!!! Sounds like a GREAT plan to me!!!!!

I even took a sick day today, I got up at 4am to hear that a truck had flipped on rt 78 closed the highway down and my thinking was oh boy another 2 hour ride to work!

Nope, I just bagged it and have to say I feel great about it!

Anyway today will be a day to start cleaning up the house for the move.

Stress really is the early killer of us Humans!

I was feeling that pain between my eyeballs when I heard the traffic report and then said $hit I have 191 sick days! USE ONE!!

newguy88 · 12-07-2005, 06:53 AM

Quote:

Originally Posted by jug

I hate to say this, but I will. Take care of yourself first and dont worry so much about wifey. I learned this 15 years ago when I was in hospital for a severe nervous breakdown. I realized I wasnt thinking of myself enough and worried too much about the wife.

Well the wife and I get along fine since I started being more selfish. She sort of fell into line. YOU decide what you want and need in life, not her or anyone else. If you dont take care of YOU first and love yourself first, you are no good to anybody except the worms.

There are tons or women/men out there who would be grateful to have someone like you. Take care of yourself, screw the rest.
jug

I understand jug

She has in fact said many times she will do whatever I WANT!!

She is really going with me for the ride!

She understands it is my choice and only MY choice.

She is the best thing that ever happened to me. Lucky I guess, I landed a great one.

MRGALT2U · 12-07-2005, 07:08 AM

Quote:

Originally Posted by newguy88

I understand jug

She has in fact said many times she will do whatever I WANT!!

She is really going with me for the ride!

She understands it is my choice and only MY choice.

She is the best thing that ever happened to me. Lucky I guess, I landed a great one.

I "landed a great one" too, and I always do about whatever I
want. DW is still being trained, but I see progress there.

JG

HFWR · 12-07-2005, 08:42 AM

Quote:

Originally Posted by MRGALT2U

I "landed a great one" too, and I always do about whatever I
want.* DW is still being trained, but I see progress there.*

JG

Careful, JG, that you don't "fowl" that bird nest on the ground...

I agree that you have to do what you want, with the caveat that if you have found a "good" SO, you'd better hang on for dear life!! A "bad" one, on the other hand, well, run like hell...

Outtahere · 12-07-2005, 08:48 AM

Quote:

Originally Posted by Have Funds, Will Retire

A "bad" one, on the other hand, well, run like hell...

You'd better run if she finds out you think you've got her "trained".

**SteveR** · 12-07-2005, 08:57 AM

Quote:

Originally Posted by Outtahere

You'd better run if she finds out you think you've got her "trained".

I think JG has deluded himself. HE does not have HER trained, SHE has HIM trained. She is just so good at it, he thinks he has HER trained. It is a classic case of the man thinking he has actually pulled one over on his SO.

We should just be happy with our illusions of male dominance in a relationship and not try to think too hard about it.

newguy88 · 12-07-2005, 10:06 AM

I am wondering what the basic thoughts some of the people who have retired early are.

I am thinking more of being done with a major part of my life raising two children, I financially helped them both with college and med school, gave a wonderful wedding to my daughter and helped my son in paying for the wedding he had with a wonderful young lady, they both are advanced degreed late 20s and happy.

Now the Bull&hit at work has well grown OLD fast.

Time for a wonderful next 50 years.

jug · 12-07-2005, 11:34 AM

Quote:

Originally Posted by newguy88

I even took a sick day today, I got up at 4am to hear that a truck had flipped on rt 78 closed the highway down and my thinking was oh boy another 2 hour ride to work!

Nope, I just bagged it and have to say I feel great about it!

Anyway today will be a day to start cleaning up the house for the move.

Stress really is the early killer of us Humans!

I was feeling that pain between my eyeballs when I heard the traffic report and then said $hit I have 191 sick days! USE ONE!!

Hey newguy, Im across the Hudson from you and I thought I was the only fool in the region who had too many sick days simply cause I was trained like a dawg to come into work no matter what even if you are sick like a dawg.

Ive got 186 sick days, cough cough, gotta buck out. If I wasnt confined to a mental hospital for 2 months Id have over 200. So take yer sick days, they keep you from getting sick
jug

MRGALT2U · 12-07-2005, 03:33 PM

Quote:

Originally Posted by SteveR

I think JG has deluded himself.* HE does not have HER trained, SHE has HIM trained.* She is just so good at it, he thinks he has HER trained.* It is a classic case of the man thinking he has actually pulled one over on his SO.* *

We should just be happy with our illusions of male dominance in a relationship and not try to think too hard about it.* *

No delusion here. I dominate ALL relationships, or they end.
I am not defending or promoting this, it's just the way it is.
'Objectivism' is all about this........i.e. not talking about what
things might be like.............taking what is and dealing with it.

JG

HFWR · 12-07-2005, 03:48 PM

Quote:

Originally Posted by newguy88

I am wondering what the basic thoughts some of the people who have retired early are.

I am thinking more of being done with a major part of my life raising two children, I financially helped them both with college and med school, gave a wonderful wedding to my daughter and helped my son in paying for the wedding he had with a wonderful young lady, they both are advanced degreed late 20s and happy.

Now the Bull&hit at work has well grown OLD fast.

Time for a wonderful next 50 years.

Search for "the stupid little kid" topic...

That'll explain it!

tryan · 12-08-2005, 03:19 PM

... I should'a been a teacher. 20 years in meg-corp and the pension is $800/month. Collectible in 22 years ; not adjusted for inflation.

Might pay the electric bill.

Yer all set.

12-08-2005, 04:37 PM

Quote:

Originally Posted by tryan

... I should'a been a teacher.* 20 years in meg-corp and the pension is $800/month.* Collectible in 22 years ;* not adjusted for inflation.

Might pay the electric bill.

Yer all set.

Thirty years in Corp. America and NO pension

MRGALT2U · 12-09-2005, 12:41 AM

Quote:

Originally Posted by Cut-Throat

Thirty years in Corp. America and NO pension

Yeah, me too.

JG

newguy88 · 12-09-2005, 08:16 AM

Quote:

Originally Posted by WhodaThunkit

I don't know why so many people here bash the govt and SS. My private-sector employer stole about $400,000 from me in promised pension benefits that I will never receive. Same for post-retirement health care benefits, which are now gone with the wind . . .

I hate to say this but WE have allowed the private corporations to do this to us!

We have let unions fall into disrepair we thought the company would do right by us, but in fact when they saw how dumb the american worker was they pushed the 401K onto the worker a program that was an additional PERK FOR THE HIGHER MANAGEMENT TYPES when pensions were the norm.

Look I feel for every guy who has busted his or her rear for 25 30 35+ years for a company and then the SOBs take away what was promised, Hey the republicans have done you all up the %$^**!

wstu32 · 12-13-2005, 06:29 PM

lol dont talk to your wife about that stuff... i know exactly what you mean!

Rob · 12-17-2005, 03:51 AM

* * *As a high school teacher myself, I can really relate to everything you are saying about retiring. Although I teach at an American international school in Singapore, the stress of teaching full days can still get you to a point where you need to make a change.* *I am 58 years old, single,* and have been teaching for 30+ years now.* I just informed my school last week that I was resigning at the end of the year (June 2006).* I was so happy for a few days, and then a sad feeling set in.* I would be entering a more uncertain time of my life without that steady paycheck coming in.* I actually am very depressed now because I am around all my mostly younger colleagues who happen to think that making this very high salary that we do here in a school that seems to pour money into its facilities is the best place to be in the world.* However, I'm tired and need a change.*
* * *I'm sometimes in awe of teachers that want to teach until they are in their mid-60's.* I'm not sure if you run into them, but I wonder what makes them want to continue and guys like me say "enough is enough".* I sometimes feel that I should be like them.
* * *Like you, I will continue to teach/work part-time, but only in the afternoon.* I want my mornings free to do what I want to do.* I worry about retirement funds and constantly wonder to myself if this is enough.* I've even posted a message on this site a year ago, and I got sort of a mixed response.* I own no home, and* I will opt to get 2/3 of my pension from TIAA-CREF (a pension plan that professors, researchers, and teachers etc participate in the US).* That would give me about $43,000/year.* I'll* get Social Security at 62, but it is only $400/month.* However, if I remain in Singapore, at 62 I also start using my retirement funds from the Singapore government, which also amounts to about the equivalent of $400/month.* I will use the other third of my retirment pension when I am 65 or 66, and then that should add about $16-20,000 more per year.* With all the social security added in, my total pension should be conservatively about $60,000/year.
* * *Insurance in any country in the world is cheaper than it is in the US.* In Singapore and with no deductable, I can get locally insured for about US$1,800 per year, and the hospital care here is excellent.* Amazing, isn't it? There are also several excellent* international insurance companies like BUPA (from Britain) that* cost about US$3,500/year world wide, but if you use this insurance in the United States, it is double or triple.* I have more or less decided to stay out of the US until I am 65, but only because I am concerned about the high cost of insurance.* As a Singapore permanent resident (similar to a green card holder in the US), I can stay here and have to work, but you know something?* I miss the States.* The problem is I have no attachments there, but when I am in the Maine/Vermont/upstate NY area, I feel very calm and relaxed.* I might move there when I am in my 60's.
* * *Anyway- I thought* I'd share my feelings about retirement to a fellow teacher.* I totally relate to how you feel.* However, I sometime wish I could persevere more and make more money where I was teaching.* *However, once you resign, and all your colleagues come up to you and wish you the best, your know it's too late to turn back.* One final note, I hate it when my colleagues come up to me and say "congratulations on your retirement".* My attitude is I am not retiring.* I'm just entering a different phase of my life.

After reading this, I might just post this on my own message and hope to hear from some of you.*

Rob

12-07-2005, 06:33 AM	#21
ALushLife Dryer sheet wannabe Join Date: Dec 2004 Posts: 15	Re: Am I crazy or does this make sense? * * Hi Newguy!!!! Sounds like a GREAT plan to me!!!!!*

12-07-2005, 10:06 AM	#30
newguy88 Thinks s/he gets paid by the post Join Date: Nov 2005 Posts: 2,119	Re: Am I crazy or does this make sense? I am wondering what the basic thoughts some of the people who have retired early are. I am thinking more of being done with a major part of my life raising two children, I financially helped them both with college and med school, gave a wonderful wedding to my daughter and helped my son in paying for the wedding he had with a wonderful young lady, they both are advanced degreed late 20s and happy. Now the Bull&hit at work has well grown OLD fast. Time for a wonderful next 50 years.

12-08-2005, 03:19 PM	#34
tryan Thinks s/he gets paid by the post Join Date: Mar 2005 Posts: 1,409	Re: Am I crazy or does this make sense? ... I should'a been a teacher. 20 years in meg-corp and the pension is $800/month. Collectible in 22 years ; not adjusted for inflation. Might pay the electric bill. Yer all set. __________________ FIRE'd since 2005

12-13-2005, 06:29 PM	#38
wstu32 Recycles dryer sheets Join Date: Dec 2005 Posts: 186	Re: Am I crazy or does this make sense? lol dont talk to your wife about that stuff... i know exactly what you mean! __________________ We should all feel blessed!

12-17-2005, 03:51 AM	#39
Rob Recycles dryer sheets Join Date: Nov 2004 Posts: 73	Re: Am I crazy or does this make sense? * * As a high school teacher myself, I can really relate to everything you are saying about retiring. Although I teach at an American international school in Singapore, the stress of teaching full days can still get you to a point where you need to make a change. I am 58 years old, single, and have been teaching for 30+ years now.* I just informed my school last week that I was resigning at the end of the year (June 2006).* I was so happy for a few days, and then a sad feeling set in.* I would be entering a more uncertain time of my life without that steady paycheck coming in.* I actually am very depressed now because I am around all my mostly younger colleagues who happen to think that making this very high salary that we do here in a school that seems to pour money into its facilities is the best place to be in the world.* However, I'm tired and need a change.* * * I'm sometimes in awe of teachers that want to teach until they are in their mid-60's. I'm not sure if you run into them, but I wonder what makes them want to continue and guys like me say "enough is enough".* I sometimes feel that I should be like them. * * Like you, I will continue to teach/work part-time, but only in the afternoon. I want my mornings free to do what I want to do.* I worry about retirement funds and constantly wonder to myself if this is enough.* I've even posted a message on this site a year ago, and I got sort of a mixed response.* I own no home, and* I will opt to get 2/3 of my pension from TIAA-CREF (a pension plan that professors, researchers, and teachers etc participate in the US).* That would give me about $43,000/year.* I'll* get Social Security at 62, but it is only $400/month.* However, if I remain in Singapore, at 62 I also start using my retirement funds from the Singapore government, which also amounts to about the equivalent of $400/month.* I will use the other third of my retirment pension when I am 65 or 66, and then that should add about $16-20,000 more per year.* With all the social security added in, my total pension should be conservatively about $60,000/year. * * Insurance in any country in the world is cheaper than it is in the US. In Singapore and with no deductable, I can get locally insured for about US$1,800 per year, and the hospital care here is excellent.* Amazing, isn't it? There are also several excellent* international insurance companies like BUPA (from Britain) that* cost about US$3,500/year world wide, but if you use this insurance in the United States, it is double or triple.* I have more or less decided to stay out of the US until I am 65, but only because I am concerned about the high cost of insurance.* As a Singapore permanent resident (similar to a green card holder in the US), I can stay here and have to work, but you know something?* I miss the States.* The problem is I have no attachments there, but when I am in the Maine/Vermont/upstate NY area, I feel very calm and relaxed.* I might move there when I am in my 60's. * * Anyway- I thought I'd share my feelings about retirement to a fellow teacher.* I totally relate to how you feel.* However, I sometime wish I could persevere more and make more money where I was teaching.* However, once you resign, and all your colleagues come up to you and wish you the best, your know it's too late to turn back. One final note, I hate it when my colleagues come up to me and say "congratulations on your retirement".* My attitude is I am not retiring.* I'm just entering a different phase of my life. After reading this, I might just post this on my own message and hope to hear from some of you.* Rob