Re: Any other hard-working single moms out there?
Welcome to the board, SMD.
On the chance that it was well-meant and not spam, I edited your post to remove the link. (We get a lot of the latter and it's ruthlessly deleted.) You're welcome to put a website in your signature or your profile but please don't shout it from the rooftops on an introductory post.
You ask a good question about the single moms. Heck, I'm not sure if we have any single parents on the board with kids still at home, let alone moms.
About the kid's college fund-- conventional wisdom is that building a retirement portfolio takes precedence over a college fund. Every family is different and you gotta know your kid, but in this case it's considered more prudent to start the compounding time for yourself as soon as possible. Your kid has a lot more college funding options than you have retirement funding options...
The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.