Originally Posted by snapdog2
To answer your question honestly. I dont know what to do
Among other things, I'd spend some time here learning stuff. (I have sure learned a lot!!). Read, run retirement calculators, figure out your expenses/taxes etc. Learn as much as you can about investing. Beware of 'advisors'; second guess everyone.
You say that your company
won't let you touch your 401k until 59 1/2. I think you need to better understand your options (including an IRA rollover).
Remember that you have SS on the horizon as an additional income source and there are (fun) part time jobs out there to supplement.
I do think your comment of "30 years left, 15 being quality" is spot on! Enjoy!
God Bless on your willingness to save younger workers with families.