Hi All,
I am a recent early retiree. I currently have 30% more interest and dividend income than my annual expenses. I reinvest the surplus in order to compound it.
I wrestle with the real definition of what true financial independence is. I've read multiple times that it is when your passive income eclipses your expenses. The problem I have with this is that there is no wiggle room.
Does anyone have an opinion on this or their own definition? How do you know if you truly have enough?
