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Early or wait
Old 12-06-2014, 12:00 PM   #21
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Early or wait

If somebody was hesitant about stocks, would bonds be a more stable source of providing inflation protection?
I realize I am on the low end of what most on here have therefore I don't have a lot of room to downsize after I retire.

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Old 12-06-2014, 12:05 PM   #22
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More stable yes, but not so good on the inflation protection side. The unfortunate answer is that if you are not wiling to include stocks in you retirement savings that you will either need to work longer to have more funds or assume a higher risk that you will either run out of money or have to curtail your lifestyle for the effects of inflation.

If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.

Retired Jan 2012 at age 56...60/35/5 AA
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Old 12-06-2014, 12:10 PM   #23
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Originally Posted by Alderman View Post
I'd work my present job until I die before I'd ever open a restaurant. Sounds like too much work for me.
I actually had a bar/grill for a ~5 years. Everything about the long hours and short pay is 100% correct. My uncle and I went into business. He wanted to have a bar/restaurant to work in retirement.

On a busy night, it was great. But those were only ~2 times a week. I learned a lot about business though. And I did meet the DGF there.
FIRE no later than 7/5/2016 at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!
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Old 12-06-2014, 12:28 PM   #24
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If you are reluctant to invest in equities, another asset that produces inflation-linked income is real estate. There are many threads about real estate on the forum. It is not for the faint of heart, however.

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