Hi Everyone,
I ER about 3 years ago due to inability to continue to work in a field I did for the past 34 years - HVAC / Refr Technician. The job paid well and if I needed to find a more stable or better paid position, I had a few offers. Yet on one of my numerous nightly emergency calls in I injured myself badly (1994). After surgery and recovery I was advised by every doctor who checked me to retrain for any sedentary job of my choice (because a work comp insurance delayed the surgery, there was a permanent damage to my left leg nerve root). I liked what I did and especially top pay associated with it and continued until 2012. I used almost daily Advil for frequent pain control, until doctors advised me to stop it in 2011. Then with a few other health issues I finally gave up. At 55+ it is not easy to get a sedentary job related to my field of expertise. After 6 months of looking for it without result I applied for disability. Within 5 month I was approved. My DW is working and provides me with med/dental insurance and I can switch to the Medicare if needs to. I was lucky to be able to work so long after my injury and we always LBYM. Our only child (son) has his own family.
Our AA are conservative: equities:37%, rental property:26%, PM:7%, fixed income (SV,CD,bonds):30%. I am looking forward to participate in discussions as well as pick up very useful information here.
I ER about 3 years ago due to inability to continue to work in a field I did for the past 34 years - HVAC / Refr Technician. The job paid well and if I needed to find a more stable or better paid position, I had a few offers. Yet on one of my numerous nightly emergency calls in I injured myself badly (1994). After surgery and recovery I was advised by every doctor who checked me to retrain for any sedentary job of my choice (because a work comp insurance delayed the surgery, there was a permanent damage to my left leg nerve root). I liked what I did and especially top pay associated with it and continued until 2012. I used almost daily Advil for frequent pain control, until doctors advised me to stop it in 2011. Then with a few other health issues I finally gave up. At 55+ it is not easy to get a sedentary job related to my field of expertise. After 6 months of looking for it without result I applied for disability. Within 5 month I was approved. My DW is working and provides me with med/dental insurance and I can switch to the Medicare if needs to. I was lucky to be able to work so long after my injury and we always LBYM. Our only child (son) has his own family.
Our AA are conservative: equities:37%, rental property:26%, PM:7%, fixed income (SV,CD,bonds):30%. I am looking forward to participate in discussions as well as pick up very useful information here.