Hello everyone. I have been visiting the ER forums for a while and decided to join. There is a lot of good info here. I am 58 and retired in 12/05, so I have been "out" for about a year and a half. I have a pension of $65k per year that is cola'd and I carried over health insurance from my employer. My wife and I have $500K in IRA's and 401K's. I was with my former employer for 33 years and really did like my job (although it was getting more stressful towards the end). But I tell you I have not missed work for a nano-second. And, although I was skeptical about this before I retired, the days really do go by faster now. Anyway, hello, and I hope to participate a lot on the many good forums.