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01-16-2018, 02:28 PM
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#1
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Dryer sheet aficionado
Join Date: Jan 2018
Location: Front Range
Posts: 27
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Greetings from CO
Hello FIRE brothers & sisters! 
Lurked here for many, many, moons and it's time for me to come out from the shadows with a brief intro!
About me and my tentative plan:
51 years old, single but living with longtime GF. Would like to exit at 55 when I qualify for employer subsidized health insurance. Recently surpassed $2M in retirement assets. Unfortunately all pre-tax except for $141K in Roth. Current A.A. is 75/25. Home is worth $800K and have $108.5K mortgage (15 years @ 2.875%) and will likely pay it off in the next 3 to 3.5 years.
I've tracked my after-tax spending for the past 8 years and with no mortgage, I can pull it off on a 3% SWR. Firecalc puts it at 100%.
I'm looking forward to contributing to the community forums!
Thanks
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01-16-2018, 02:44 PM
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#2
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,340
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Central Oklahoma?
__________________
I thought growing old would take longer.
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01-16-2018, 03:20 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
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Commanding Officer?
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
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01-16-2018, 03:21 PM
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#4
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Full time employment: Posting here.
Join Date: Nov 2016
Location: Fargo
Posts: 989
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Welcome!
Colorado? CO
It looks like you are heading toward (a) finish line. Well done. 4 more years of power saving. Get your AA in line with your need to take risk. Pay off your mortgage or downsize. Great fun ahead.
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01-16-2018, 03:26 PM
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#5
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Dryer sheet aficionado
Join Date: Jan 2018
Location: Front Range
Posts: 27
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Yes bloom2708, the Colorado front range!
BTW, use to have family from Fingal and Valley City area.
Thanks.
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01-16-2018, 03:29 PM
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#6
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Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,211
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Welcome FVFIRE.
Looks like you're in good shape to pull the plug when you're ready.
Like the others, curious about the C.O. My guesses are Colorado or Captain Obvious. LOL.
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
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01-16-2018, 03:53 PM
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#7
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Moderator Emeritus
Join Date: Apr 2011
Location: Conroe, Texas
Posts: 18,713
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My guess is Casual Observer.
__________________
*********Go Yankees!*********
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01-16-2018, 05:31 PM
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#8
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2013
Posts: 11,078
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Welcome to the forum. Sounds like you are in good shape for your goals.
Enjoy the warm weather.
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01-16-2018, 06:37 PM
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#9
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Dryer sheet aficionado
Join Date: Jan 2018
Location: Front Range
Posts: 27
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My plan calls for delaying SS until 70. Of the 2M, 389k is in 457 funds to tap penalty free whenever I quit and shouldn’t need to do 72t on other sources (401a, 403b, and rollover tIRA). My GF is 7 years younger and will continue in her j*b, we enjoy the current house and downsizing is not desired.
Looking forward to losing the lousy commute and regaining both free time and my sense of humor.
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01-16-2018, 07:27 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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Carl Overton?
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
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01-16-2018, 08:29 PM
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#11
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,498
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 Quote:
Originally Posted by FVFIRE
Yes bloom2708, the Colorado front range!
BTW, use to have family from Fingal and Valley City area.
Thanks.
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Oh OK!! Then in the title of your thread, the periods in CO are probably typos since Colorado is usually abbreviated CO instead of C.O. I'll take them out. If you object for some reason, just let me (or any mod) know and we can put them back in.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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