Hi Everyone,
I've been lurking around this board and others for quite a while now. I think I am ready for my first post and God knows I need a lot of help. You will see that my "portfolio" is quite the MESS. It's not all my fault since a lot of this came in an inheritance from my dad. I have finally settled the estate and need to get my house in order. A little background on me: 60 yrs. old planning to retire at 62 due to numerous health issues. Divorced with no dependents. Plan to retire and live in Mexico where I vacation every year. Actually this is the only place where I can probably afford to retire. I will take S.S. at 62. Pension will be a grand total of $100.00 per month. I'm sure many of you are probably thinking I'm making a big mistake in retiring early but this is something I must do for both my HEALTH and SANITY. Any and all advice and suggestions will be greatly appreciated and accepted.I guess I'm looking for the best way to generate additional income to S.S and the MEAGER pension. I probably would like to be about 60% Equities-30% Bonds-10% Cash. Also think I want to stay mostly with Vanguard. Anyway here it is - Read it and Laugh or Weep. Thanks in advance for your thoughts,suggestions and prayers. George
TAXABLE ACCOUNTS VANGUARD
Wellington 8.50% VWELX
Wellesley 7.50% VWINX
Div. Appreciation index 1.00% VDAIX
Prime Money Market 2.00%
Inter-Term-Invest-Gr 2.00% VBIIX
Short-Term-Invest-Gr 2.00% VBISX
VBS HOLDINGS
Walgreens 30.00% WAG
Exelon 28.00% EXC
NON-TAXABLE IRA ACCOUNTS VANGUARD
Asset Allocation 7.50% VAAPX
Growth Index 3.00% VIGRX
Prime Money Market 0.50%
VBS HOLDINGS
Lucent 0.25% LU
AMERICAN CENTURY
Int. Growth Index 1.00% TWIEX
JACOB INTERNET 0.25% JAMFX
ROTH IRA ACCOUNT VANGUARD
Total Int. Stock Index 4.00% VGTSX
401K
SEI Div. Global 0.50% SAGSX
SEI Lg. Cap Val. 0.50% TRMVX
SEI Sm. Cap Val. 0.50% SESVX
SEI Int. Trust Eq. 0.50% SEITX
SEI Stable Value 0.50%
100.00%
I've been lurking around this board and others for quite a while now. I think I am ready for my first post and God knows I need a lot of help. You will see that my "portfolio" is quite the MESS. It's not all my fault since a lot of this came in an inheritance from my dad. I have finally settled the estate and need to get my house in order. A little background on me: 60 yrs. old planning to retire at 62 due to numerous health issues. Divorced with no dependents. Plan to retire and live in Mexico where I vacation every year. Actually this is the only place where I can probably afford to retire. I will take S.S. at 62. Pension will be a grand total of $100.00 per month. I'm sure many of you are probably thinking I'm making a big mistake in retiring early but this is something I must do for both my HEALTH and SANITY. Any and all advice and suggestions will be greatly appreciated and accepted.I guess I'm looking for the best way to generate additional income to S.S and the MEAGER pension. I probably would like to be about 60% Equities-30% Bonds-10% Cash. Also think I want to stay mostly with Vanguard. Anyway here it is - Read it and Laugh or Weep. Thanks in advance for your thoughts,suggestions and prayers. George
TAXABLE ACCOUNTS VANGUARD
Wellington 8.50% VWELX
Wellesley 7.50% VWINX
Div. Appreciation index 1.00% VDAIX
Prime Money Market 2.00%
Inter-Term-Invest-Gr 2.00% VBIIX
Short-Term-Invest-Gr 2.00% VBISX
VBS HOLDINGS
Walgreens 30.00% WAG
Exelon 28.00% EXC
NON-TAXABLE IRA ACCOUNTS VANGUARD
Asset Allocation 7.50% VAAPX
Growth Index 3.00% VIGRX
Prime Money Market 0.50%
VBS HOLDINGS
Lucent 0.25% LU
AMERICAN CENTURY
Int. Growth Index 1.00% TWIEX
JACOB INTERNET 0.25% JAMFX
ROTH IRA ACCOUNT VANGUARD
Total Int. Stock Index 4.00% VGTSX
401K
SEI Div. Global 0.50% SAGSX
SEI Lg. Cap Val. 0.50% TRMVX
SEI Sm. Cap Val. 0.50% SESVX
SEI Int. Trust Eq. 0.50% SEITX
SEI Stable Value 0.50%
100.00%