I just discovered this forum, and it looks very interesting and promising!
I'm 36, single, and want to punch out as soon as possible. Life is just too short to keep worrying about what The Man wants. Screw The Man... I wanna be drinking booze on a beach somewhere!
I have a condo I bought before things got really crazy around here... at present, it would probably list for around $320K I owe a little over $200K and the mortgage payments are affordable and could be covered by renting the place out.
I've been contributing to a Roth IRA for about ten years, but it wasn't until fairly recently that I got serious about it. I'd deposit $50 or $100 a month and had about $5K in 2005 That's when I decided to get serious, moved it to USAA, and started maxing my contributions. Today, it's worth about $18K split between USSPX, USCRX, and USCGX I also just became eligible for the 401(k) at my current employer Unfortunately, the match isn't very good... if I contribute $3300 a year, they'll match $330, and that's it. Since my Roth is already maxed, I may contribute more to the 401(k) after everything has settled down (we also just started an FSA and are switching to a new health care provider, so my takehome pay has been nicked noticeably)
Basically, I'm hoping to contribute as much as possible to my retirement accounts as well as build up cash in a taxable account. I'm thinking that the real estate market may bottom out in a year or two, and would like to be able to get a standalone house and rent out my condo.
I'm always looking for more ideas and information, and am hoping I can find some good stuff here!
I'm 36, single, and want to punch out as soon as possible. Life is just too short to keep worrying about what The Man wants. Screw The Man... I wanna be drinking booze on a beach somewhere!
I have a condo I bought before things got really crazy around here... at present, it would probably list for around $320K I owe a little over $200K and the mortgage payments are affordable and could be covered by renting the place out.
I've been contributing to a Roth IRA for about ten years, but it wasn't until fairly recently that I got serious about it. I'd deposit $50 or $100 a month and had about $5K in 2005 That's when I decided to get serious, moved it to USAA, and started maxing my contributions. Today, it's worth about $18K split between USSPX, USCRX, and USCGX I also just became eligible for the 401(k) at my current employer Unfortunately, the match isn't very good... if I contribute $3300 a year, they'll match $330, and that's it. Since my Roth is already maxed, I may contribute more to the 401(k) after everything has settled down (we also just started an FSA and are switching to a new health care provider, so my takehome pay has been nicked noticeably)
Basically, I'm hoping to contribute as much as possible to my retirement accounts as well as build up cash in a taxable account. I'm thinking that the real estate market may bottom out in a year or two, and would like to be able to get a standalone house and rent out my condo.
I'm always looking for more ideas and information, and am hoping I can find some good stuff here!