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Hello - semiretired, happy, human
Old 01-15-2018, 02:59 PM   #1
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Join Date: Jan 2018
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Hello - semiretired, happy, human

Hi All,

I found this site recently, been reading posts, and thought I should sign up and introduce myself!

The basics:
  • I'm 50 and my wife is 48
  • I've been semiretired for about 12 years (do a bit of consulting work)
  • My wife is semiretired as well (actually she has always worked part-time)
  • We both own one-person corporations (yay for 401k + profit sharing), and still enjoy working - just not too much
  • We pull a small amount from savings yearly to cover expenses, but most years are still net savers (to 401k, profit sharing, IRAs, HSA)
  • Early savers, historically lived below means, Boglehead-ish, index funds, etc.
  • Fall into the "not in a rush to payoff the mortgage" camp - might was well get that one out of the way
  • Likely will wait until 70 for Social Security (longevity insurance)
  • Latest somewhat unhealthy retirement-related obsession is retirement calculators (12 ways to the same result: 95%+ success rate and still the same slight worry over the future, haha)

Life is good. As for the future, the three main things we'd like to add:
  • A little more international travel (started that last year)
  • Solidify finances over the next few years to have somewhat more of a "cushion" for when we decide/need to stop working altogether
  • Optional: buy a nicer home...without stairs (not bigger, just nicer). This is a big nut where we live

That's about all. I hope to learn from you all and to hopefully to make a few contributions of my own!

R
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Old 01-15-2018, 03:08 PM   #2
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Welcome to the free on-line PHD course for all things retirement!

A 2018 alumni member, now in the continuing education program.
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Old 01-15-2018, 03:41 PM   #3
Give me a museum and I'll fill it. (Picasso)
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Welcome. You are the first Human we've had here.
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Yes, I have achieved work / life balance.
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Old 01-15-2018, 03:45 PM   #4
Recycles dryer sheets
 
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Quote:
Originally Posted by Red Badger View Post
Welcome to the free on-line PHD course for all things retirement!

A 2018 alumni member, now in the continuing education program.
Congrats! Do we earn CE credits here?
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Old 01-15-2018, 03:46 PM   #5
Give me a museum and I'll fill it. (Picasso)
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Originally Posted by Human View Post
Congrats! Do we earn CE credits here?
No, but you do get a print out to color and post on your refrigerator.
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Old 01-15-2018, 03:50 PM   #6
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Welcome. You are the first Human we've had here.
Guess I picked the wrong forum to meet people. haha
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Old 01-15-2018, 04:18 PM   #7
Give me a museum and I'll fill it. (Picasso)
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Originally Posted by travelover View Post
No, but you do get a print out to color and post on your refrigerator.


Wow! I would like a copy so I can color it and post it next to my framed picture of Wally.
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Old 01-15-2018, 04:34 PM   #8
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Wow! I would like a copy so I can color it and post it next to my framed picture of Wally.
Here is one already colored.
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File Type: jpg certificate.jpg (338.8 KB, 28 views)
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