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Shadowfax, my contribution to this discussion is that you might look into the possibility of obtaining a federal civil service job, regardless of grade, in order to take advantage of the no-qualifying access to federal employees group health insurance. There is no pre-existing condition clause (I know you said you are in perfect health) and if you keep the coverage for 5 years, and then stay on until you qualify for the most minimum retirement status, you will be able to keep the insurance for life, paying only the employee portion of the premiums. The employer covers approx. 75% of the premiums, so it's a good deal. Just another angle to consider. Best of luck.
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