happydreamer
Confused about dryer sheets
- Joined
- Mar 21, 2007
- Messages
- 1
Hello there. I am a 29 year old who is trying to prepare for retirement. I live by myself and currently rent a one bedroom apartment. I have no kids, husband, cats, etc. I found the Retire Early Homepage several years ago and that gave me more motivation to save/invest more of my cash instead of spending it on material items. I try to live like a college student (I have a lamp on a milk crate!) I have read Rich Dad, Poor Dad, The Only Investment Guide You'll Ever Need, Your Money or Your Life, and several others.
I do not have a set age in mind currently of when I expect my retirement to be, I just know that I want to prepare for it as quickly as I can. I put in the maximum amount into both my Roth IRA and my 401K each year. I am a big believer in index funds and with stocks I am a buy and hold investor.
I have around 92K saved in my Roth, 401K and non-sheltered (regular brokerage) accounts. My salary is around 50K. I have NO debt. I should have a little over 100K by my 30th b-day. (Yay!) I am also preparing to buy a house sometime in the next few years. I have saved around 29K for the house. I find it hard to both save for a downpayment and save such a large percent of my salary. Does anyone have any thoughts or advice? Do I appear to be on a decent path with my wealth accumluation? I think I am doing alright but I certainly value and would greatly appreciate your opinions. Thanks!
I do not have a set age in mind currently of when I expect my retirement to be, I just know that I want to prepare for it as quickly as I can. I put in the maximum amount into both my Roth IRA and my 401K each year. I am a big believer in index funds and with stocks I am a buy and hold investor.
I have around 92K saved in my Roth, 401K and non-sheltered (regular brokerage) accounts. My salary is around 50K. I have NO debt. I should have a little over 100K by my 30th b-day. (Yay!) I am also preparing to buy a house sometime in the next few years. I have saved around 29K for the house. I find it hard to both save for a downpayment and save such a large percent of my salary. Does anyone have any thoughts or advice? Do I appear to be on a decent path with my wealth accumluation? I think I am doing alright but I certainly value and would greatly appreciate your opinions. Thanks!