Greeting from “All is Good”! I have been reading this forum for “a while” & have learned a lot of valuable information that have helped in many retirement decisions. Thanks!
I am 53 & retired at age 50 after 28 years in megacorp. I had a good career by most measures (pay, benefits, travel, advancement, etc) but I never really enjoyed it. I’ve always wanted to retire early and never got use to the company owning “all of my time”. The constant travel (domestic & international) and endless hours and conference calls,-including weekends-got old and I began the feel the affect. After my 8th move with the family, I knew it would be the last. Although I did what I had to do to do well, I never really got used to the politics and back biting, especially at the higher levels- but I managed to stay long enough to FIRE. I left before my first blood pressure medicine & is in excellent health!
My DW and I are frugal people (she more than I am , but we like good natural food, good wine & traveling with good friends. Over the course of 28 years, we LBYM and I managed to save between 20-35% of gross income yearly. DW was a SAHM and held the fort down for our family (3 kids). Our last child graduates college this year and I feel fortunate to have been able to pay 100% so they will all graduate debt-free! I hope they all find & keep good jobs!
We built our retirement home last year (paid for) and we are debt free. My biggest issue is healthcare where we are paying $1,200 a month premium for a high deductible policy on the ex-company retirement plan. I will look at moving to an ACA plan once I’m comfortable this will “last”.
The last 3 years have been a blast. I haven’t missed one day “at the office”. I own my own time and am free to do whatever I feel.
Thanks for a great forum! All is Good!
I am 53 & retired at age 50 after 28 years in megacorp. I had a good career by most measures (pay, benefits, travel, advancement, etc) but I never really enjoyed it. I’ve always wanted to retire early and never got use to the company owning “all of my time”. The constant travel (domestic & international) and endless hours and conference calls,-including weekends-got old and I began the feel the affect. After my 8th move with the family, I knew it would be the last. Although I did what I had to do to do well, I never really got used to the politics and back biting, especially at the higher levels- but I managed to stay long enough to FIRE. I left before my first blood pressure medicine & is in excellent health!
My DW and I are frugal people (she more than I am , but we like good natural food, good wine & traveling with good friends. Over the course of 28 years, we LBYM and I managed to save between 20-35% of gross income yearly. DW was a SAHM and held the fort down for our family (3 kids). Our last child graduates college this year and I feel fortunate to have been able to pay 100% so they will all graduate debt-free! I hope they all find & keep good jobs!
We built our retirement home last year (paid for) and we are debt free. My biggest issue is healthcare where we are paying $1,200 a month premium for a high deductible policy on the ex-company retirement plan. I will look at moving to an ACA plan once I’m comfortable this will “last”.
The last 3 years have been a blast. I haven’t missed one day “at the office”. I own my own time and am free to do whatever I feel.
Thanks for a great forum! All is Good!