Montecfo
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hi, I am from Northern Virginia near Washington DC. My wife, son and I have lived here for the past 17 years. Currently I am CFO of a small software company (which sounds much more glamorous than it is, trust me) where I have been for most of the time that we have lived here. I expect we will sell the company within the next year at which point I plan to "embark on a sabbatical of undetermined duration" during which I pursue personal interests. My wife is a former SAHM who is now back in the labor force, loves her job and plans to keep working a few more years. I am 57 and she is 58.
Our son recently graduated from college and is working for a tech company and is off the payroll.
Our net worth is $3M. Investments $2.5M and a small pension. About a third is after-tax savings with rest is combination of regular and Roth IRA’s, 401k and an HSA. We have a small, very low cost mortgage on the house and no other debts. We do not have access to any retiree health insurance benefits so we will be in the public market once she decides to retire.
We have always lived below our means and are lifelong savers and investors. With my financial background I am definitely a DIY-er when it comes to investing, which means I need to always be learning. We have an eye on downsizing (since it is just the two of us and Riley the Wonder Dog), possibly relocating, figuring out withdrawal strategies and fine-tuning the AA (notice I am already picking up on the tendency to abbreviate everything here).
In the relatively short time I have been reading this board, I am impressed with the diversity of stages of life, geographic locations, viewpoints and that this is not a board that is “only” about early retirement, but a community within which different types of issues are discussed. I have learned a lot here already.
Our son recently graduated from college and is working for a tech company and is off the payroll.
Our net worth is $3M. Investments $2.5M and a small pension. About a third is after-tax savings with rest is combination of regular and Roth IRA’s, 401k and an HSA. We have a small, very low cost mortgage on the house and no other debts. We do not have access to any retiree health insurance benefits so we will be in the public market once she decides to retire.
We have always lived below our means and are lifelong savers and investors. With my financial background I am definitely a DIY-er when it comes to investing, which means I need to always be learning. We have an eye on downsizing (since it is just the two of us and Riley the Wonder Dog), possibly relocating, figuring out withdrawal strategies and fine-tuning the AA (notice I am already picking up on the tendency to abbreviate everything here).
In the relatively short time I have been reading this board, I am impressed with the diversity of stages of life, geographic locations, viewpoints and that this is not a board that is “only” about early retirement, but a community within which different types of issues are discussed. I have learned a lot here already.