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Hi from Portland, Oregon
Old 01-12-2011, 09:19 PM   #1
Confused about dryer sheets
Join Date: Jan 2011
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Hi from Portland, Oregon

Hi everyone,

I'm a 47 y/o male, married with a great 6 y/o little boy. My wife and I hope to retire somewhere between 62 - 65 depending on where our son decides to go to college (he has no choice - he's going ).

We have approx. $400k in self directed IRA's and 401k plans. I max out my 401k every year and we just started contributing $5000 to each of our Roth IRA's. I will also have a small pension (about $1200 a month from a previous employer).

We love Portland, but want to retire somewhere warm and are keeping all our options open including retiring to another country. I lived in San Antonio for a number of years and I'm not sure we want something that humid, but if we could find a beach community where there is a comfortable breeze, that would probably be ideal.

My biggest concern isn't funding retirement, but having some major medical problem that wipes us out. Right now we are both in great health (both avid runners), but you never know what the future holds.

Anyone got any great (warm) retirement locations either in the U.S. or elsewhere?

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Old 01-12-2011, 09:42 PM   #2
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Welcome to the forum.

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Old 01-12-2011, 09:48 PM   #3
Confused about dryer sheets
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Thanks Westernskies. I love reading all the posts. There are some interesting posts!!
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Old 01-12-2011, 11:42 PM   #4
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Welcome to the boards! I lived in PDX for a couple of years in my early 20s and just loved it. Miss it terribly, quite frankly. Enjoy what you've got!

A couple of years ago I wrote this post: LONG! Another perspective on overseas retirement, from the ones left behind

About some things to consider when living/retiring overseas. Just FYI.

Good luck, and looking forward to seeing more of you here.
"You'd be surprised at how much it costs to look this cheap." -- Dolly Parton
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Old 01-13-2011, 01:50 PM   #5
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Another Portlander here.. and been there, done that with kids.

We went through that 'retire to a warm beach community' phase too but find that our thirst for such places was quenched by extended visits. Queensland, AU is wonderful but I hate to think what the communities that charmed us then are experiencing today. My parents had a place in HI but kept a home in PDX. HI worked for quite a while until their health declined and they needed help.

Take time for extended visits to the communities you are considering, invest so that you can fullfilll that dream.
Duck bjorn.
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Old 01-13-2011, 02:23 PM   #6
Recycles dryer sheets
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That's funny, I retired to Portland from a warm beach city - Huntington Beach, CA.

I found all of So Cal a bit too expensive.
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Old 01-13-2011, 03:32 PM   #7
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Originally Posted by Retiree wanabee View Post
Hi everyone,

Anyone got any great (warm) retirement locations either in the U.S. or elsewhere?

Welcome to the board - Oregonian since 3 - just bought a place in La Quinta California last fall. Came in from eating lunch out by the pool in my Tshirt just now, listening to a neighbor making (I guess) a Mexican mix tape, heavy on the oompah polka and vocals. Price for the place was great, all the shopping opportunities one could wish for, water cost is absurdly cheap compared to home but the water doesn't taste as good. I loathe sales tax. Big buck car junkie's paradise - followed an Audi R8 down the road yesterday.

May pick a few Tangelos off the back neighbor's tree - haven't seen them here but one day in the last 3 months - fine neighbors!

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Old 01-13-2011, 03:36 PM   #8
Recycles dryer sheets
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welcome! we have been looking at Tuscon, however my daughter and son-in-law just moved to Portland so I'm not sure what the boss is going to let us do
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Old 01-13-2011, 04:07 PM   #9
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Old 01-13-2011, 05:17 PM   #10
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Welcome to the board.

Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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