Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Hi...we are mid forties with young kids....
Old 01-24-2012, 04:40 AM   #1
Confused about dryer sheets
Join Date: Mar 2011
Posts: 3
Hi...we are mid forties with young kids....

I find our situation different than many in that we married late and had children late focusing our early years on accumulation. We are considering ER, have no debt, funded 529 accounts for the kids, 401K and other savings set aside and some workable budget/ER plans, but our large roadblock is health insurance.

No more kids planned and I am in good shape but my wife has a clotting disorder that keeps her on inexpensive meds. We are afraid of pursuing any independent health insurance plans based on her pre-existing conditions.

Any advice on how we focus on this issue?

We appreciate any advice - KLM14

KLM14 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 01-24-2012, 05:42 AM   #2
MichaelB's Avatar
Join Date: Jan 2008
Location: On the road again
Posts: 21,184
Hi KLM14, welcome to the forum. Good job getting to the point where you can consider FIRE. Health care for younger people is clearly an issue, and many members here share your concerns. Have you looked at the high risk pool in your state? Some states have programs that are still open. PCIP is an option, less desirable because of the 6 month uninsured period, but still important to understand

MichaelB is online now   Reply With Quote
Old 01-24-2012, 06:45 AM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
Join Date: Feb 2006
Posts: 8,106
Hold off until June and see what the Supreme Court rules. If the current law holds up it seems unlikely that anyone will successfully roll things back to the point that insurers can simply dump you willy-nilly. We can expect changes in the health care law with either party but, unless the whole deal is invalidated by the Court, things like pre-existing conditions, dumping, etc are not likely to come back.
Every man is, or hopes to be, an Idler. -- Samuel Johnson
donheff is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Future forum members? Super Young Retirement Savers ( article) MooreBonds Young Dreamers 0 12-18-2011 11:38 AM
Young military doc looking at options gsmolin Hi, I am... 24 10-18-2011 01:47 AM


All times are GMT -6. The time now is 03:37 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.