Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 05-31-2012, 05:39 AM   #21
gone traveling
 
Join Date: Apr 2009
Location: Eastern PA
Posts: 3,851
Quote:
Originally Posted by schroedersmomanddad View Post
Schroeder is our miniature schnauzer; the best dog on this planet. Lol
Does he play the piano?
__________________

__________________
rescueme is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 05-31-2012, 06:25 AM   #22
Moderator Emeritus
Bestwifeever's Avatar
 
Join Date: Sep 2007
Posts: 16,373
Quote:
Originally Posted by schroedersmomanddad View Post
Schroeder is our miniature schnauzer; the best dog on this planet. Lol
I'm sorry, but I actually have the bestdogever .
__________________

__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
Bestwifeever is offline   Reply With Quote
Old 05-31-2012, 06:35 AM   #23
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,446
Quote:
Originally Posted by Bestwifeever View Post
I'm sorry, but I actually have the bestdogever .
Is his name Gever?
__________________
MichaelB is online now   Reply With Quote
Old 05-31-2012, 06:38 AM   #24
Moderator Emeritus
Bestwifeever's Avatar
 
Join Date: Sep 2007
Posts: 16,373
Irish--O'Gever.

Signed,
Bestwi Feever

(apologies to Schroeder's mom and dad, and to Schroeder too--thread drift is to be expected here).
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
Bestwifeever is offline   Reply With Quote
Old 05-31-2012, 07:02 AM   #25
Moderator
MichaelB's Avatar
 
Join Date: Jan 2008
Location: Rocky Inlets
Posts: 24,446
Quote:
Originally Posted by Bestwifeever View Post
Irish--O'Gever.

Signed,
Bestwi Feever

(apologies to Schroeder's mom and dad, and to Schroeder too--thread drift is to be expected here).
Irish retriever?
__________________
MichaelB is online now   Reply With Quote
Old 05-31-2012, 01:17 PM   #26
Recycles dryer sheets
 
Join Date: Feb 2008
Posts: 452
Welcome to the forum, Schroeder's mom&dad, very long name, BTW.
I think I cannot contribute anything specific, but a few observations/suggestions:

- The bus route sounds terrific for the insurance. Do both of you have to drive in order to get coverage or can your DH drive and both be insured? If you must drive too, won't it interfer your work from home?

- I bet you'd get much better feedback if you posted your annual or monthly expenses. You must eat and heat your house, maintain cars and house, etc. Your OP tells only a small portion of the expense budget. Also, what about the expense budget for your bestever dog?

- If you're both frugal people, would it be an option to delay taking SS? I don't understand how SS works myself yet (or if it will out there for me in 30 years), but I've read that the payout grows 8%/year for each delayed year. Not sure if you still have to be employed to get this 8% growth...

- Having your son to help you with the investments has pros and cons. So, not sure what I'd do here.
__________________
aida2003 is offline   Reply With Quote
Old 05-31-2012, 03:34 PM   #27
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Mulligan's Avatar
 
Join Date: May 2009
Posts: 7,376
Hello SM and D! I didn't see you quoting your monthly expenses. That is a must to determine your financial flexibility. Concerning the old bus route idea. Most schools allow the spouse to buy into the insurance. You might want to see what the spousal premium is if you can convince your spouse to drive. If it was reasonable, you could pay the $38 for him and use the bus driver salary to pay for the other premium so only one would have to work! You mentioned a small town so those bus jobs aren't really that bad of a gig. The only problems I see is the short morning and afternoon shifts chew up your free time leaving only some midday gap time to be free. You might need to be a morning riser! Of course you know most people don't get rich on these jobs. The one thing that will hurt you I imagine is the tax rate on your bus salary will be gigged pretty good because of your other income added to it. So what Im saying is you might have a low paying job taxed at a higher job income because of the tax bracket you will be in.
__________________
Mulligan is offline   Reply With Quote
Old 05-31-2012, 05:58 PM   #28
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Amethyst's Avatar
 
Join Date: Dec 2008
Posts: 5,882
When I first saw the title, I thought it said "Schroedinger'smomanddad." But that would mean you owned Schroedinger's dog! [maybe he got rid of his cat].

Amethyst

Quote:
Originally Posted by schroedersmomanddad View Post
Schroeder is our miniature schnauzer; the best dog on this planet. Lol
__________________
If you understood everything I say, you'd be me ~ Miles Davis
'There is only one success – to be able to spend your life in your own way.’ Christopher Morley.
Amethyst is offline   Reply With Quote
Old 05-31-2012, 08:18 PM   #29
Moderator Emeritus
 
Join Date: Oct 2007
Posts: 4,929
Quote:
Originally Posted by Amethyst
When I first saw the title, I thought it said "Schroedinger'smomanddad." But that would mean you owned Schroedinger's dog! [maybe he got rid of his cat].
Hmmm... Did anyone look?

Collapse the function!
__________________

__________________
M Paquette is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 07:33 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.