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Old 04-19-2011, 02:28 PM   #41
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Deferred travel, adult toys, and remodeling were the big variables.
Ok...I'll nibble...you you.
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Old 04-19-2011, 07:01 PM   #42
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I plan on 60k-100k per year, with FIRE starting age 47 (next year), SWR = 3.5%. This will depend on whether or not I keep a part time job.
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Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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Old 04-19-2011, 07:23 PM   #43
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Originally Posted by scrabbler1 View Post
I live in New York (Long Island) so I had a long, exhausting (and expensive, about $20 per day) commute via trains to New Jersey. I eat most of my lunches at home except for a visit to an area pizza joint.

.

I have not had a decent slice of pizza since I left NJ !
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Old 04-20-2011, 03:51 AM   #44
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I have not had a decent slice of pizza since I left NJ !
You might be interested in this site.

2stone pizza grill - pizza baking- grill insert- high heat

if you are a pizza fan. I have the grill top one and it i *really* like it.
a bit pricy but it's worth it.
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Old 04-20-2011, 12:25 PM   #45
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I recently ER'd. We are living on about the same as pre-ER but I am working on reducing this hopefully about 10%.
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Old 04-21-2011, 06:12 PM   #46
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You might be interested in this site.

2stone pizza grill - pizza baking- grill insert- high heat

if you are a pizza fan. I have the grill top one and it i *really* like it.
a bit pricy but it's worth it.
If you have a bread machine sitting forlornly waiting to be used, pizza crust IS that reason. Throw in the ingredients at 4pm, pizza that night. It is much better than restaurant bought and much cheaper. Who says LBYM means giving up anything?
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Old 04-21-2011, 06:20 PM   #47
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I haven't officially retired yet, but I have based all my planning calculations based on receiving 85% of my current gross income, which will come from a COLA'd pension and withdrawals from retirement accounts. I hope that leaves a good margin, since I live on much less than I make currently.
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Old 04-21-2011, 06:51 PM   #48
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If you have a bread machine sitting forlornly waiting to be used, pizza crust IS that reason. Throw in the ingredients at 4pm, pizza that night. It is much better than restaurant bought and much cheaper. Who says LBYM means giving up anything?
good tip re: the bread machine.

when i don't want to/have time to make dough, i go to whole foods.
they have fresh pizza dough balls that are big enough to make 2 pizza's
with. trader joes has them too, but the whole foods dough is a bit better
quality.
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Old 04-21-2011, 07:32 PM   #49
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A lot less. I eat home alot,no train fairs,no clothing for work etc.
I do splurge on good ales.I have my priorities.
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Old 04-22-2011, 07:13 PM   #50
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Ok...I'll nibble...you you.
Hmm, since Sybians are the most expensive adult toys I'm aware of, and they aren't that expensive, and not adapted to male anatomy, what could we possibly be talking about
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