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I hate my job should I Early Out?
Old 11-17-2014, 05:15 PM   #1
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I hate my job should I Early Out?

I hate my job should I Early Out?
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Old 11-17-2014, 05:23 PM   #2
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Yes
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Old 11-17-2014, 05:33 PM   #3
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No , you only THINK you hate your job.

We need you in the work force , paying FICA and Medicare tax to support us retirees

How about a few more details ?
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Old 11-17-2014, 05:36 PM   #4
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There's a lot of threads on this topic. The answers and more are there.
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Old 11-17-2014, 05:36 PM   #5
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No , you only THINK you hate your job.

We need you in the work force , paying FICA and Medicare tax to support us retirees

How about a few more details ?
LOL !!
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Old 11-17-2014, 05:50 PM   #6
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Sorry, all retiree positions are currently taken. Back to the salt mine.
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Old 11-17-2014, 05:56 PM   #7
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Sorry, all retiree positions are currently taken. Back to the salt mine.
THAT IS IT ! THE ANSWER ! to future Medicare and Social Security shortfalls , someone has to die, before you can begin to receive benefits
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Old 11-17-2014, 06:57 PM   #8
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I hate my job should I Early Out?
Can you afford to? Know what you spend? How long will your assets last? Have you used Firecalc or other good modeling tools?

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Old 11-17-2014, 07:32 PM   #9
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Trust me I can relate. I had that feeling - but didn't pull the trigger till I had enough of a nest egg to be somewhat confident I had enough $ to not run out.

I think I posted here a lot about how unhappy I was at work when I first joined. That motivated me to cut my spending, pay down my mortgage, and maximize my savings....

Come up with a financial plan... work the plan for however long it takes to not be disastrous... then DO IT!!!
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Old 11-17-2014, 07:32 PM   #10
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BTW - welcome to the forum!
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Old 11-17-2014, 07:47 PM   #11
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Sorry, you can't early out.
-The Management
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Old 11-17-2014, 07:49 PM   #12
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Hmmm, despite the fact that I need you to help service the national debt, sometimes it is time to make a change. I was not quite there dollar-wise. I could eke out a retirement, but have grade-school kids and a mortgage. That said, I was real tired of sitting down to a new stack of sh!t sandwiches every day down in the cube farm. When life becomes an excrement Golden Corral, it is time for a jack move. I figured out that things would likely be just ducky long term if DW and I managed to bring in odds and ends of income from time to time. I was on the beach for 8 glorious months, regained my sanity, re-established much needed balance in my life, and then fell into a 1 year contract job that is very lucrative. At the end of a year, they will try to hire me permanently, another contract will show up, or I will go back to a life of leisure. I am good either way and in the meantime I no longer wish each and every day away. YMMV, as they say.
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Old 11-17-2014, 08:54 PM   #13
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Sorry, you can't early out.
-The Management
Early out or risk ending up like Ted in the Dilbert cartoon:

Dilbert comic strip for 11/11/2014 from the official Dilbert comic strips archive.

He died the day after he retired. Ratbert congratulates the boss for working him to death in a timely manner. The pointy haired boss responds that if he is being honest the timing was just luck.
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Old 11-18-2014, 07:16 AM   #14
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I hate my job should I Early Out?
If you can afford to then do it. Otherwise, change jobs. Life is too short to spend time in a job you hate.
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Old 11-18-2014, 07:32 AM   #15
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No. Who is going to fund Social Security for all of us?

+1 to Lakewood
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Old 11-18-2014, 05:54 PM   #16
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Early out or risk ending up like Ted in the Dilbert cartoon:

Dilbert comic strip for 11/11/2014 from the official Dilbert comic strips archive.

He died the day after he retired. Ratbert congratulates the boss for working him to death in a timely manner. The pointy haired boss responds that if he is being honest the timing was just luck.
nice
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Old 11-18-2014, 06:01 PM   #17
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Yes, if you can afford to, no if you can't. But if you hate your job you should change jobs if at all possible. Staying in a job you hate will prevent you from retiring at all because you'll probably die from stress first.

Some Important Questions to Answer Before Asking - Can I Retire?
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Old 11-18-2014, 08:25 PM   #18
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Originally Posted by daylatedollarshort View Post
Early out or risk ending up like Ted in the Dilbert cartoon:

Dilbert comic strip for 11/11/2014 from the official Dilbert comic strips archive.

He died the day after he retired. Ratbert congratulates the boss for working him to death in a timely manner. The pointy haired boss responds that if he is being honest the timing was just luck.
Talk about perfect, that's it. His DW can't collect the company group life policy. Hope his PHB got a bonus for saving the company money (my mega-corp self-insured).
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Old 11-19-2014, 07:07 AM   #19
Confused about dryer sheets
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Thanks everyone for the laughs and comments and…

First let me respond to:

Rodi, Thanks that is encouraging. So I am not the only one that has posted here about how much they hate their job and want to retire.

Brewer12345, I couldn’t have said it better! Cool description of the cube farm.

Fact is that I have enough resources for a small modest retirement, won’t be able to buy lots of toys but can make ends meat according to a 80% chance with FireCalc is that high enough? I am just having allot of mixed feelings. Seems many here are younger, don’t know exactly what qualifies as “EARLY” Retirement, as I am 56 going on 57, which according to many of the financial news sites is “early” as they seem to be saying people are working till 65-67 now. When I was a kid the life expectancy for a male was 72!
One last comment on this is that even though I hate my job and plan to retire soon, I have some other questions I'll post later.
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Old 11-19-2014, 07:55 AM   #20
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80% survival on Firecalc would not be enough for me and I'm somewhat of a risk taker. 90% would be the lowest I would go and 95%+ would be preferable. Can you downshift to part-time with your current job? Or take a part-time job in early retirement to plug the gap?
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