Originally Posted by ugeauxgirl
Exactly so. I hear SO many 50 year olds say they wish someone had told them this stuff when they were in their 20's.
More people end up in financial difficulties due to their spending habits than how much money they make. I know couples who make $250K per year and can't make ends meet and couples who make what you do and are headed for early retirement. Be careful of creating expensive habits!
Bad habits are easy to start but hard to live with; good habits are hard to start but easy to live with. Brilliant that you're starting at such an early age. Your older self will thank you for each and every constructive action you take towards your future today.
Delayed gratification has been linked to success in every area of life. I was just discussing this with a friend yesterday the concept of older people (in their 40's/50's/60's) who are what I referred to as "washed up". I was talking about how they had spent their lifetime of potential/possibility by living in the now when they were younger, thereby reducing their quality of life as they got older. What they had actually done was "spend" their future in their younger years. You, OTOH, have a bright future ahead of you.