I like the advice about trying to eat up the time while not working
Assuming that doesn't work or is MORE stressful... I think about it like this (and talk with my DW this way.. on the same page thank goodness)...
Once you are comfortably in the RE zone which I believe you are... work moves into the "do this if I want to" zone.
If course getting paid different amounts for different things even after RE is not a black or white decision. Of course most people won't work for free... but many REd people would probably do 20 hrs a week for a year if it paid 10 million, for example.
So where is this on the 0-10 million line for you?
We'll... I assume you around 140K/year in income from various sources. If you work another 9 months, you add 10K, which is 7%. Assuming you live 40 years, that means you left 400K on the table, so instead of the 5.6 million (140*40) you'd have 5.8 over that time. MANY things outside your control can have a much bigger impact so as a % increase to your safety net, that amount seems small.
The other side is "how much stress?" Let's say the stress takes 1-2 years off your life (1 year less in ER + 1-2 lost years of stress). If you don't need money would you trade that for 400K (or 380
Further you could try to anticipate how much stress can impact the quality of that retirement, etc.
My gut is if your job is nothing but stress and you're just hoping every day it will end, it makes little sense financially in your current situation. Of course if you will be laden with guilt for leaving 10K/yr on the table that's another thing. Just imagine... if you work a few more years you'll have even more and need even less!
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