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Re: Introduce yourself here!
Old 01-31-2007, 04:06 PM   #601
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Re: Introduce yourself here!

I just dropping in after viewing for a time. I just turned 50 y/o and just retired as of today. Not sure how it feels yet after all the retirement partying last night. But, I have so much to do and some fun hobbies. Will keep you up to date on how it goes.

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Re: Introduce yourself here!
Old 01-31-2007, 04:53 PM   #602
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Re: Introduce yourself here!

Hey, congrats! Jealous! You made it by my agressive target date (I'm 32 now). Welcome to the board.

Honey tea and lemon to help with the partying, or just hair of the dog it....
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Re: Introduce yourself here!
Old 01-31-2007, 11:05 PM   #603
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Re: Introduce yourself here!

Welcome to the board, Rondalw, and congratulations!

Quote:
Originally Posted by Laurence
Honey tea and lemon to help with the partying, or just hair of the dog it....
I'm confused, Laurence-- why would an ER care about sobering up?
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Re: Introduce yourself here!
Old 02-01-2007, 09:06 AM   #604
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Re: Introduce yourself here!

So you feel better while lying around doing nothing.
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Re: Introduce yourself here!
Old 02-01-2007, 01:17 PM   #605
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Re: Introduce yourself here!

You guys are killing me. Meanwhile I just found out I'm working Saturday, flying out Tuesday, and not coming back until two weeks from tomorrow. I deserve a big raise....
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Re: Introduce yourself here!
Old 02-01-2007, 01:19 PM   #606
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Re: Introduce yourself here!

Ha ha. Well if it makes you feel better, my wife wants me to go do some yard work.

Last thing I wanna do right now is go fire up the chipper and see what I can put into it
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Re: Introduce yourself here!
Old 02-03-2007, 12:00 PM   #607
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Re: Introduce yourself here!

Hello, I thought it is time for me to come out. I've lurked for a few years, as I fine tuned my dreams. Now I am really REALLY thinking about FIREing, because my job is becoming more of a drag on my happiness then ever before. I am 45 and feel like I've been working for 90 years.

My dream job never happened. I wanted to be a forest ranger, live in the wilderness, and be bohemian, but I had a family to raise. As much as I really did NOT want to be corporate, I did. My first day at my cubicle job I set up a spreadsheet to track my retirement progress. I still use the exact same spreadsheet, never switched to any organized software. It's messy and cumbersoome, but it works for me.

My original goal was 40, but I got sucked into the tech-investing thing and my pot of money that I had been growing went south for a few (okay more than a few) years. I am back to financial health now, and feel like I am "almost" at the KMA stage. If I had to walk away today, I could survive on a very furgal budget. But I know the longer I eek it out, the better off I will be, but the KMA feeling is blissful.

So thanks for the board, because it is my respite. I come here to remind myself that I am not crazy, and that just because no one I discuss my goal with realy believes I could pull it off (I like to think their disbelief is really midguided jealosy), I know i can.

I live very simply, and if not for the health insurance, could live easily on $20,000 a year. That is not my goal, just my bottom. I am amazed at how much other people feel they need to retire. I know I am not the norm, and it is nice to find a group that has at least some members who "get it" when it comes to simple living and getting away from the need to constantly be a consumer and spend.

When I first started the retirement plan, I had a baby in tow, no spouse, I trailer, and $600. Every dollar I am worth today I earned myself, through paychecks and planning and saving. Even paid 100% of my baby's college education in cash. My parents gave me nothing, there is no inheritance, no gifts, no spousal free rides, everything I have was obtained through SWEAT equity. Sorry if I sound braggish. It's just that it was no small feat.

Needless to say, I'm tired. I'm ready. I am "this close". It's a GREAT FEELING!!!!

Okay, thank you for readng my intro. I can be a jabberjaw, so don't be surprised if I show up on many threads...

Queeneev


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Re: Introduce yourself here!
Old 02-03-2007, 12:12 PM   #608
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Re: Introduce yourself here!

Welcome to the board, Queen. Have you set a retirement date yet, or are you waiting for someone to pull your KMA trigger?
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MOVED: Real estate escape question
Old 02-03-2007, 01:48 PM   #609
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MOVED: Real estate escape question

Queen, your topic has been moved to FIRE and Money.

http://early-retirement.org/forums/i...1062#msg221062
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Re: Introduce yourself here!
Old 02-14-2007, 10:57 AM   #610
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Re: Introduce yourself here!

That glorious time is almost here. I have 13 more working days until KMA time. Thought it would never get here. About me: 55 yo, happily married (54 yo), two daughters, one off the paycheck, one still needs occasional help, one darling grandson. We have a paid off house , 3 vehicles and one boat. No debt. We have ~ $160K in taxed investments including $50K in MM. We have ~ $1M in IRA/401K. My company subsidizes retiree healthcare. We will pay ~ $400 /mo this year. DW will continue to work 3 day weeks until she is 59 or so (I hope). Will be moving everything to VG index funds in the next few months. Our basic yearly expenses are ~ $28K. We plan to live off of ~ $48K per year for the first few years to see how our investments perform. All the planning, saving, etc. is finally going to pay off.

Yesterday, a contract outfit in my business offered me a contract job paying approx. twice my current salary. It's decision time again. I am going to put them off until at least July as we have some major travelling to do in May/June. We really don't need the money assuming the investments behave but a little more feathering would certainly be nice. What a bummer to have such decisions! :

Thank you all for the incestful postings over the year or so that I have been semi-lurking. This is a great place! I hope to be able to contribute in the future.
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Re: Introduce yourself here!
Old 02-14-2007, 02:24 PM   #611
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Re: Introduce yourself here!

Quote:
Originally Posted by peakanese
That glorious time is almost here. I have 13 more working days until KMA time.
Welcome to the board, Peak.

You'll have to make sure we get an update in 14 days to see how you're handling the transition...
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Old 02-18-2007, 03:12 PM   #612
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First time on the board. Hello to all.

I discovered this board yesterday and am impressed with the topics and material discussed. I'll be 40 in August and the nightmares have started so I thought I'd step up the process to ER by 50.


Looking forward to participating.

bostonjoe
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Re: Introduce yourself here!
Old 02-18-2007, 09:35 PM   #613
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Re: Introduce yourself here!

Welcome to the board, Joe!
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Re: Introduce yourself here!
Old 02-19-2007, 05:03 PM   #614
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Re: Introduce yourself here!

I am 54 and my beautiful wife is 51. I was a HS science teacher. Just was told of this forum today. Had a job I loved. Then several events turned my dream job into a nightmare in less than 12 months. It can happen.

I tore a rotator cuff reaching quickly for something at school. Three operations and many painkillers later, my right shoulder was deemed irrepairable and the State of Mich told me to go out on Disability Retirement. I did not need too much encouragement by that time.

Our new superintendent decided to go on a witch hunt to try to force as many veteran teachers as possible to resign/early retirement. He made life a living you know what. His goal was to balance the bottom line in the district. Nothing personal.

He was able to force several 20-30 yr teachers out, in spite of the union. I was in his crosshairs and he was trying to find ANYTHING to leverage on me. This was while I was going through three operations in 11 months. I was staying in the classroom with only 2-3 days recuperation from the open surgeries, I had complications after each of these failed operations. Stress was extraordinary.

My wife and I started running into many couples who were full timing in RVs. We never ran into anyone previous to this who was doing this. It was like we were being pushed in a certain direction. Everything fell into place, but not with a struggle.

The State approved my Disability Retirement and SS turned me down (standard procedure). Appeal is March 19. I have done much research and the Teachers Union is representing me. No guarantees, but chances of approval are good as per my "unnamed sources" I was able to get info out of.

We have purchased our dream 5th wheel and diesel pickup to pull it. We are currently staying for the winter in a RV Park in Davenport, FL, about 10 miles south of Disney. Wife is now working part time as a server at Port Orleans resort, so we can enjoy the incredible perks associated with that - Free Disney, major discounts for family for lodging in Disney. Free admission 6 times a year for up to 3 family members. Many area retail stores/resturaunts give Disney employees discounts also. GREAT! I love wandering around in Disney for free.

April 30 it is back to NW Lower Mich for the summer where our 3 kids and 5 grandkids are. Life is getting better. But some financial matters need to be resolved yet.
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Re: Introduce yourself here!
Old 02-19-2007, 05:39 PM   #615
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Re: Introduce yourself here!

Welcome dsprik, i hope everything goes your way. Soyry to here about your shoulder. I hope it doesn't cause you too much discomfort.

Quote:
Originally Posted by dsprik
We have purchased our dream 5th wheel and diesel pickup to pull it. We are currently staying for the winter in a RV Park in Davenport, FL, about 10 miles south of Disney.
What does it cost you to stay there? Is it a daily, weekly or monthly rate. Does your sholder make this type of lifestyle difficult? I hope not and again welcome!
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Re: Introduce yourself here!
Old 02-19-2007, 06:23 PM   #616
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Re: Introduce yourself here!

Welcome, Dsprik. There are quite a few RVers here, though other than Audrey, I can't think of any other fulltimers. DW and I have a nice Great West Class B Sprinter that we enjoy quite a bit, though mostly for long weekends and maybe one week outings.

Enjoy your freedom and good luck with the appeal.
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As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
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Re: Introduce yourself here!
Old 02-19-2007, 07:46 PM   #617
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Re: Introduce yourself here!

Thanks, Rich! We really do love this lifestyle so far.

jdw_fire, the monthly rates for 5 mo stays run anywhere from $350-$650. We opted for the lower end. Nice park, close to Disney. My shoulder is sore if I do too much, but it is worth it for the lifestyle. If I take it easy it's OK.

We can go anywhere - Grand Canyon, Yellowstone, Blue Ridge Mtns, etc - and we are home, overlooking some of the most spectacular scenery in this country. We can stay as long as we want. Leave when we like.
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Just Starting to Snoop Around
Old 02-21-2007, 04:45 PM   #618
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Just Starting to Snoop Around

Hello Everyone! I am still attached to a paying job. So is my wife. We've been toying around with at least one of us quitting - probably the wife first. We've become so accustomed to working it's hard to consider life without a job. There would be plenty to do if we quit - volunteer, spend time with family, all the usual stuff.

Money is not so much the issue as the psychology of not working. I stumbled across the forum the other day and have found lots of useful information already. Don't know how I went this long without knowing about the web site. Maybe the information we find here will provide the kick we need to make the transition.

Favorite books on the topic are: Richest Man In Babylon (that started me off in the right direction over 20 years ago), Your Money or Your Life, The Wealthy Barber, Millionaire Next Door, The Number, The Only Investment Guide You'll Ever Need, the list goes on and on...

Thanks, nvestysly
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Re: Just Starting to Snoop Around
Old 02-21-2007, 08:38 PM   #619
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Re: Just Starting to Snoop Around

Welcome to the board, Nvestysly.

Quote:
Originally Posted by nvestysly
Favorite books on the topic are: Richest Man In Babylon (that started me off in the right direction over 20 years ago), Your Money or Your Life, The Wealthy Barber, Millionaire Next Door, The Number, The Only Investment Guide You'll Ever Need, the list goes on and on...
Sounds like you guys are ready for just about any book by Ernie Zelinski, starting with "How to Retire Happy, Wild, & Free"...
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Thanks for the Suggestion
Old 02-22-2007, 05:51 PM   #620
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Thanks for the Suggestion

Quote:
Originally Posted by Nords
Welcome to the board, Nvestysly.

Sounds like you guys are ready for just about any book by Ernie Zelinski, starting with "How to Retire Happy, Wild, & Free"...
I'll put that on our list of books to read. Thanks.
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