Hi everybody, I'm 26, close to 27, and just wanted to say hi. I'm on a bit different path than most everybody here, I don't plan on early retirement and plan on working at my current work place until they kick me out. This would be about 40-45 years away. This may seem strange to some, considering the forum is called "early retirement", but this is the only place I've found where people talk about retirement. Three day weekends are terrible on me and I can't wait for the work week to start up again.
I have low expenses and am able to save upwards of 50% of what I make a year; living with parents helps keeps costs low but I do pay them rent every month. My current retirement savings consist of a Vanguard Lifestrategy Growth fund (taxed), Roth IRA with a Vanguard target retirement 2050 fund, and a TCRS defined benefit plan (Tennessee Consolidated Retirement System).
Right now I have no plans for post-retirement, a lot can happen in 40 years and any plans I make now can easily be destroyed over those 40 years. Maybe a relative or two will get lucky and I'll fall down the stairs a day before I retire and they get a huge windfall.
I have low expenses and am able to save upwards of 50% of what I make a year; living with parents helps keeps costs low but I do pay them rent every month. My current retirement savings consist of a Vanguard Lifestrategy Growth fund (taxed), Roth IRA with a Vanguard target retirement 2050 fund, and a TCRS defined benefit plan (Tennessee Consolidated Retirement System).
Right now I have no plans for post-retirement, a lot can happen in 40 years and any plans I make now can easily be destroyed over those 40 years. Maybe a relative or two will get lucky and I'll fall down the stairs a day before I retire and they get a huge windfall.