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Re: Living like a king on pennies
Old 02-16-2007, 02:18 AM   #81
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Re: Living like a king on pennies

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But, I'm sure the beautiful scenery makes up for it.
I guess so!

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Re: Living like a king on pennies
Old 02-16-2007, 06:32 AM   #82
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Re: Living like a king on pennies

As far as medical, if you go the hospitals itís free. The clinics are more up to date and on average the doctor appointment is about $16 if you do not have insurance. Insurance is about $500 per year for my wife and I. Iím in good health and I have confidence in the medical here.
My house is on the side of a hill and the view is of a lush green valley surrounded by mountains.
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Re: Living like a king on pennies
Old 02-16-2007, 10:29 AM   #83
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Re: Living like a king on pennies

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Originally Posted by Surreal

Now there is a mean spirited post. I take exception to this because the same type of vitriol has been hurled at my husband and myself. In our case it is not an age difference but a race difference that some people object to. How do we handle it? By not making it our problem and enjoying our life. Fortunately we run into this foolishness less and less.

You know we all need to stay out of each other's bedrooms and concentrate on our own business. If your of age( and a 21 year old is) then butt out.
nice strawman!
I admit, in retrospect, there was a bit of meanness in my post. Maybe Doug is that "one in a million', 61 year old guy who meets a young nubile 21 year old child, and falls in live with her mind? who knows, stranger things have happened. At any rate, unless you are 40 years older or younger than your husband, you both have nothing to worry about from me.

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Re: Living like a king on pennies
Old 02-16-2007, 10:40 AM   #84
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Re: Living like a king on pennies

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I know that the age difference seem to get many people upset but this is a belief of the location you live. Some one asked who do the 21year old men marry. Here they probably been married about 6 times by the time there 20 and all the wives are looking for money for milk and clothing for the children. This is probably why they think different here.
Doug - If I have offended you, I apologize. I realized that you are right. I believe that in the USA or Canada your behaviour would be frowned upon by most people. But, maybe in the DR it really is different? You would know better than I. For me personally, I prefer the company of women closer to my own age. Best of luck to you.
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Re: Living like a king on pennies
Old 02-16-2007, 02:11 PM   #85
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Re: Living like a king on pennies

Quote:
Originally Posted by d0ug
As far as medical, if you go the hospitals itís free. The clinics are more up to date and on average the doctor appointment is about $16 if you do not have insurance. Insurance is about $500 per year for my wife and I.
Wasn't thinking too much about the cost, just the quality, availability, resources etc. Hope you never have to find out, but was just curious.
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Re: Living like a king on pennies
Old 02-16-2007, 05:11 PM   #86
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Re: Living like a king on pennies

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Originally Posted by Alex
nice strawman!
I admit, in retrospect, there was a bit of meanness in my post. Maybe Doug is that "one in a million', 61 year old guy who meets a young nubile 21 year old child, and falls in live with her mind? who knows, stranger things have happened. At any rate, unless you are 40 years older or younger than your husband, you both have nothing to worry about from me.
You know in most places in the world a person the age of 21 would not be considered a child. The same was true in the USA in past generations. My mother was married, kept house and was awaiting the birth of her third child at that age. She married in 1951 at the age of 17. You can serve in combat at 21. We have such an extended childhood in this country. It may be a safe bet that the 21 year olds in DR are ready and capable of assuming the responsibilities of adulthood at 21. Here their making "Girls Gone Wild" videos.
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Re: Living like a king on pennies
Old 02-16-2007, 06:42 PM   #87
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Re: Living like a king on pennies

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Originally Posted by Rich_in_Tampa
Interesting thread, but I can't help but notice how the title of this thread might not ring true for many here.

I'm glad it is working out for the OP, but no reliable electricity, questionable police force, gotta save tanks of rain water because the public water is not always available, lack of good roads, etc. is a lifestyle choice that may work for some in order to make your dollar go very far, but it's not exactly what comes to mind from "living like a king."

I guess if that's your choice, your money really would go pretty far, though. Wouldn't presume to pass judgment on the lifestyle choice, but I do find the simile a bit ironic. I was thinking more the FIRE type in Mexico in an oceanfront villa, hot and cold running maids, tequila deliveries daily for $1k per month, the works.

Good for you dOug - hope it continues to work for you. By the way, what would you do if you develop a sudden serious illness, need major surgery, or enounger severe trauma? Is the health care available and good?
Rich, you are assuming that everyone wants to spend their retirement that way. Some people actually get a lot of joy in living the simple life. I always get a chuckle when Americans look at how other people live elsewhere and never see pass their poverty. A lot of these people are very contented and are happy on very little. They do not have the same expectations of Americans and therefore it takes a lot less to make them happy.
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Re: Living like a king on pennies
Old 02-16-2007, 07:25 PM   #88
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Re: Living like a king on pennies

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Originally Posted by ADJ
A lot of these people are very contented and are happy on very little. They do not have the same expectations of Americans and therefore it takes a lot less to make them happy.
Sure, but then the title of the thread should be: "Being happy on pennies," not "living like a king on pennies."
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Re: Living like a king on pennies
Old 02-16-2007, 07:58 PM   #89
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Re: Living like a king on pennies

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Rich, you are assuming that everyone wants to spend their retirement that way.
Point taken, but I'm not really assuming or judging so much as I'm noting that "living like a king" is not the exact phrase most would associate with the described lifestyle, where the very basics of the infrascructure need fixing.

I'd personally be up for a simpler, less expensive lifestyle after FIRE but my basics would include running water, dependable electricity, passable roads, and decent health care. Each to their own.

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Re: Living like a king on pennies
Old 02-16-2007, 09:00 PM   #90
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Re: Living like a king on pennies

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Originally Posted by Rich_in_Tampa
Point taken, but I'm not really assuming or judging so much as I'm noting that "living like a king" is not the exact phrase most would associate with the described lifestyle, where the very basics of the infrascructure need fixing.

I'd personally be up for a simpler, less expensive lifestyle after FIRE but my basics would include running water, dependable electricity, passable roads, and decent health care. Each to their own.

Amen - Although I love
'roughing it" while camping from time to time - and in the middle some times while RVing in remote areas. I would want the basics as Rich describes.....now if I were not happily married......DOug does have some diversions. But, that diversion only lasts as long as the BOND between them lasts. In my opionion you can't fake love/lust - at least I could never nor would. That said - I have no problem w/ with the age difference - it is their life and unless abuse in any form is involved - let them enjoy their time together.

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Re: Living like a king on pennies
Old 02-16-2007, 09:04 PM   #91
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Re: Living like a king on pennies

Doug must really touch a nerve. Don't people post about how great it is to live simply, to be satisfied with the things money can't buy?

If Doug says he feels like a King, I for one accept his evaluation. After all he is the one living the life. I think there are others who feel this way too.

Doug's life gives him the fresh fruits and vegetables from 2 tropical acres. He is lovingly married to a young woman who wants to have children with him.

He sounds like he is fully qualified to decide whether he is living like a king or not.

After all, he isn't trying to sell anyone else on his lifestyle.

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Re: Living like a king on pennies
Old 02-16-2007, 09:22 PM   #92
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Re: Living like a king on pennies

Quote:
Originally Posted by Rich_in_Tampa


I guess if that's your choice, your money really would go pretty far, though. Wouldn't presume to pass judgment on the lifestyle choice, but I do find the simile a bit ironic. I was thinking more the FIRE type in Mexico in an oceanfront villa, hot and cold running maids, tequila deliveries daily for $1k per month, the works.
What are those? Can I get those up in Canada?
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Re: Living like a king on pennies
Old 02-16-2007, 09:30 PM   #93
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Re: Living like a king on pennies

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Can I get those up in Canada?
Just the cold ones...

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Re: Living like a king on pennies
Old 02-16-2007, 11:43 PM   #94
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Re: Living like a king on pennies

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Originally Posted by HaHa
Doug must really touch a nerve. Don't people post about how great it is to live simply, to be satisfied with the things money can't buy?

. . .
Ha
I was thinking the same thing. We have all these threads with people declaring themselves introverts boardering on hermits and threads where people talk about the joys of living simply. . . but we also have this resistance to accept that Doug has really got it made.

Way to go, Doug.
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Re: Living like a king on pennies
Old 02-17-2007, 12:00 AM   #95
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Re: Living like a king on pennies

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Originally Posted by sgeeeee
I was thinking the same thing. We have all these threads with people declaring themselves introverts boardering on hermits and threads where people talk about the joys of living simply. . . but we also have this resistance to accept that Doug has really got it made.
I'm all for "hermitic simplicity"-- as long as I'm 20 minutes from Home Depot and Costco pizza.
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Re: Living like a king on pennies
Old 02-17-2007, 06:58 AM   #96
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Re: Living like a king on pennies

Quote:
Originally Posted by Rich_in_Tampa
Point taken, but I'm not really assuming or judging so much as I'm noting that "living like a king" is not the exact phrase most would associate with the described lifestyle, where the very basics of the infrascructure need fixing.

I'd personally be up for a simpler, less expensive lifestyle after FIRE but my basics would include running water, dependable electricity, passable roads, and decent health care. Each to their own.

Maybe when I said the infrastructure was poor that I did not have creature comforts. I have electricity 24/7 because of invertors, hot and cold-water gravity fed. The roads only mean that I have to be more careful. And my health is up to me I have my own medical book and drug books. If some day in the future I die I donít want it to be connected to a machine. I like taking responsibly for my life. I live life to the fullest.
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Re: Living like a king on pennies
Old 02-17-2007, 09:06 AM   #97
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Re: Living like a king on pennies

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Maybe when I said the infrastructure was poor that I did not have creature comforts. I have electricity 24/7 because of invertors, hot and cold-water gravity fed. The roads only mean that I have to be more careful. And my health is up to me I have my own medical book and drug books. If some day in the future I die I donít want it to be connected to a machine. I like taking responsibly for my life. I live life to the fullest.
dOug, it sounds like you've found a nice balance and are enjoying the life you have found for yourself and loved ones. I am always heartened to hear about folks who feel that way. Far be it for me to judge anyone in that regard. Well done.

I think my only observation was on the original "Living like a king on pennies" metaphor which a) led me to expect reading about a "great deal on land in .." (we are a spam-sensitive bunch here), and b) evoked an image which was totally different from what came to mind when I hear the phrase "live like a king."

No big deal either way. Hope you continue to enjoy life to the fullest.
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Re: Living like a king on pennies
Old 02-17-2007, 11:29 AM   #98
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Re: Living like a king on pennies

Doug, I hope you find the happiness you seek with your new wife.

For people who believe that the age difference can only mean it's all about money, there are likely many exceptions. When my cousin was 21, she married her 63 year old boyfriend and at that time she was pregnant (he was the father). The family as a whole were horrified, wondering why she was with this dirty old man as we thought of him. Flip forward 25 years, they are still happily married, the proud parents of 4 wonderful children and are as happy as could be. At the time of the marriage we all thought she was seeking a father figure, however I have come to realise it is irrelevant what I thought she was seeking. She has found happiness and that is all we can wish for others in this world.

As to your current lifestlye, I grew up in the country where we didn't have much and is is surprising how well you can survive and enjoy life without all the features and amenities we are now all used to. I am sure there is something relaxing about living with the sound of nature rather than being surrounded by the consumerism we all exist with.

As to living like a king, probably not like the king of England, but I am sure there are some kingdoms in this world that your lifestyle is on par with.
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Re: Living like a king on pennies
Old 02-17-2007, 06:54 PM   #99
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Re: Living like a king on pennies

This thread has certainly turned out more interestingly than I thought it would. As am overseas retiree I'm very used to a lot of tremendous 'push back' from fellow Americans who have called me everything from irresponsible to dumb. I was prepared to see a lot of negative, knee-jerk reactions to D0ug's original post.

But the members of my new community here have pleasantly surprised me. Comments have been interesting, questions intelligent and almost all objections raised have been done in an intelligent way. As a man who married a wife 18 years younger and of a different race I have had my share of dirty looks and sidelong glances ... but in spite of a very few sour people's best efforts no one's been able to shake our happiness. The biggest laugh I've had out of this item so far is the only few somewhat "prissy" and negative age difference comments haven't come from the ladies, who might very understandably be "green eyed" but from a few men who are probably living out a need to tell people what to do more than having any real concern for the issue.

I live by choice in the Philippines, native country of my DW (who is also a US citizen). When I first saw the subject line that D0ug had chosen I didn't care for it, because in most people's definition I don't live like a king, never did in the past and have little plan to do so in the future. But then again, maybe I do live like a king of my little world, and for sure it was a great subject line because this has bene one of the hottest threads in the forum.

We live in an urban area not far from Manila, the largest city. So our infrastructure is pretty sound. We're exploring where we want to live permanently so we are renting right now, $140USD per month)
The electric power is notorious for being unreliable but in our first four months it hasn't blinked once. Time will tell and out electric bill is comparable to what we were paying in Colorado. ($80 USD/Mo)

Water comes from a property owner's association deep well/storage tank/water main system, our house and most others have a couple hundred gallon storage tank to ride out any power outage related water issues. Plenty of delivered to the door reverse osmosis treated drinking water available as well.

There are tiny convenience stores everywhere in easy walking distance, vegetable fish and meat peddlers come buy every day (ice cream and pizza boys too ;-)).

There's a modern (by US standards) mega-mall a 5 minute ride (by car or handy motor tricycle (60 cents each way, literally door to door). The mall is full of all the ordinary US fast food franchises, many European, Asian and Australian competitors, our bank (open 7 days per week same hours as the mall), the usual movie theaters, game rooms, Internet cafes (about 60 cents an hour, if for some reason we didn't have our home access) and a huge "Hypermarket" store which is very similar to a Wal*Mart Super Store, decent food department with a full service fresh/live sea food and full service butcher.

The mall also has the usual complement of eyeglass stores, get a key made kiosks, custom cake stores and a full service Ace Hardware where the sales clerks even know where a particular size screw might be.

I really got started don this reply though because of the questions on health care/emergency services. In some ways, I'm going to admit this upfront, I don't spend as much time thinking about this as perhaps I should. On the other side of the coin, a significant number of seniors I know spend way too much time ... literally obsessing over it.

There are plenty doctors, dentists, optometrists etc. within easy distance. They are cheap. Many have excellent credentials. It's common here for the doctor to give you his/her cell phone number and receive/respond to text messages directly. Try that in the US where most health care professionals literally do "live like a king" and one has to virtually bow down before their "gatekeepers" to get any attention.

There are hospitals, I doubt a lot of my fellow Americans would be immediately impressed with their size or appearance, but they work. In Manila, within say an hour's drive, there are many specialty clinics, university teaching hospitals and at least one JCI (subsidiary of Joint Commission on Accreditation of Healthcare Organizations). But if you think that there is a network of life support EMS, Flight For life helicopters, etc., and etc. as you will see in many areas of the US, then you'd be thinking too optimistically. I have a substantial full coverage medical plan (TRICARE) based on my US military retirement. I also have federal health insurance available based on my civil service retirement, but I chose to place that coverage in a suspended status since I doubt I'll ever use it. "Name brand" commercial health insurance, such as Blue Cross is available, cheap, but typically only for those under 65 or 70.

Even though it could potentially save the SSA a fortune, (much lower doctor and hospital costs), Medicare is _not_ available here ... so I paid for that all those years and can't use it.

So for the seniors who live for their health care this lifestyle is not suitable, period. I make no apologies ... I just don't chose to let hospitals, doctors and insurance entities dictate the rest of my life. If I get sick. I'll go to the doctor. If s/he sends me to hospital, I'll let them poke and prod me. If I get well I'll keep living. If I don't, I'll die. Too many of my generation seem to be living in some sort of rosy "fog" that keeps them from acknowledging that we're all dead on our feet. One can make the choice to structure their life to never be "out on a limb" or one can take rational risks to live as one chooses ... neither decision is "wrong" as long as the person involved makes it voluntarily. I'll close this overlong Sunday morning coffee rambling with this thought.

Those in the US who base their retirement plans on health care should consider one fact. The US leads the world in only one aspect of helth care ... cost to the consumer. here is WHO's latest ranking of all member countries:
http://www.photius.com/rankings/worl...h_systems.html
Just so you don't have to wade through it ... the US ranks 37th. The Dominican Republic is 51st. The Philippines is 60th. Is there really a lot of substantive difference between 60th and 37th? Would you base your life decisions on a 37th place country's abilities to perform? If you want good health care move to France (number one). Me, I'll take the Philippines, warm climate, cheap living and a lifestyle that does make me king of my own little world and wish D0ug the best in the DR as well.
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Re: Living like a king on pennies
Old 02-18-2007, 06:25 AM   #100
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Re: Living like a king on pennies

I must thank all the people who wrote in this forum and all their comments. I will explain the title [living like a king on pennies] a king in my opinion is a person who is the master of his surrounding and has what he wants. If youíre a person who has a quest for money or material thing it is hard to know when you have enough. [on pennies] In my younger life in Canada the idea of retiring was to be comfortable and that was very expensive. If I were living in Canada I would need a part time job to survive and worry about my next meal. Here my pension built a 4 bedroom house all paid for and I still put money in the bank.
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