Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Looking for list of forum acronyms
Old 04-29-2015, 11:08 PM   #1
Confused about dryer sheets
 
Join Date: Mar 2014
Location: middlenowhere
Posts: 5
Looking for list of forum acronyms

Been an occasional lurker for just over a year. Retirement is getting closer - maybe 2 years. 3 years max. In the meantime, really enjoy all of the personal experience and knowledge being shared by the members.

At this point, where can I find a list of the acronyms used in this forum. I suppose they are useful for the forums, so might as well learn to use them.

Thanks much
__________________

__________________
Sabaidee is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-29-2015, 11:27 PM   #2
Thinks s/he gets paid by the post
Lakewood90712's Avatar
 
Join Date: Jul 2005
Posts: 1,316
Most are common internet chat or financial acronyms , no list I can think of. A quick google search will find most.

The only two specific to this forum I can think of : OMY = "One More Year Syndrome" , RDS = "Recycles Dryer Sheets"
__________________

__________________
The finance industry is 5% rational people and 95% shamans and faith healers. - Charlie Munger
Lakewood90712 is offline   Reply With Quote
Old 04-29-2015, 11:31 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Apr 2013
Posts: 5,560
Think this is the list you wanted. It's in the faq subforum.


* Acronyms and Slang Frequently Used on the Forum *

🐑
__________________
MRG is online now   Reply With Quote
Old 04-29-2015, 11:46 PM   #4
Confused about dryer sheets
 
Join Date: Mar 2014
Location: middlenowhere
Posts: 5
I appreciate the reply. I will copy/paste this into my notes.
__________________
Sabaidee is offline   Reply With Quote
Old 04-30-2015, 10:35 AM   #5
Full time employment: Posting here.
 
Join Date: Jul 2014
Posts: 616
Welcome Sabaidee!
__________________
Katiek is offline   Reply With Quote
Old 05-03-2015, 04:56 PM   #6
Confused about dryer sheets
 
Join Date: Mar 2014
Location: middlenowhere
Posts: 5
Still finding a few acronyms that are not on this list.
NUA - ??
WR - I would guess withdrawal rate...
SUA - ?

Would like to see if anyone has signed on with Ric Edelman. I have had an initial consultation, and although I am not sure if I will sign over any of my portfolio to them for management, I still think having the CFP on board for all other aspects of my financial planning would be potentially very helpful. I believe that they use Dimensional Fund Advisor (ETFs), as well as some proprietary ETFs. I need to do some more research on these products.

Any reviews, good or bad, on Ric Edelman. Any place to have a look at the DFA funds, and see how they compare to Vanguard or Schwab ETFs.
__________________
Sabaidee is offline   Reply With Quote
Old 05-03-2015, 05:09 PM   #7
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,494
Quote:
Originally Posted by Sabaidee View Post
Any reviews, good or bad, on Ric Edelman. Any place to have a look at the DFA funds, and see how they compare to Vanguard ETFs, or Fidelity.
Most people here are DIY, although some will have a fee-only FA look over what they're doing. Even if you lag behind a FA that takes a fee, not paying those fees more often than not puts you ahead.

Millionaire Teacher by Andrew Hallam is an often recommended book for beginning investors.
__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Old 05-03-2015, 05:14 PM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
braumeister's Avatar
 
Join Date: Feb 2010
Location: Northern Kentucky
Posts: 8,582
Quote:
Originally Posted by Sabaidee View Post
Any place to have a look at the DFA funds, and see how they compare to Vanguard or Schwab ETFs.
There is a pretty good summary of DFA funds here:
http://www.bogleheads.org/wiki/Dimen..._Fund_Advisors
__________________
braumeister is online now   Reply With Quote
Looking for list of forum acronyms
Old 05-03-2015, 05:18 PM   #9
Full time employment: Posting here.
urn2bfree's Avatar
 
Join Date: Feb 2011
Posts: 711
Looking for list of forum acronyms

And a recent review of why DFA may be better: http://assetbuilder.com/andrew_halla...better_returns
And there are ways to get DFA approved advisors without having extortion like fees. Thru some 529's and also advisors who charge by what they do and not by the AUM method which makes no sense for passive investing.

Sent from my iPad using Early Retirement Forum
__________________
urn2bfree is offline   Reply With Quote
Old 05-03-2015, 05:27 PM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Apr 2013
Posts: 5,560
Quote:
Originally Posted by Sabaidee View Post
Still finding a few acronyms that are not on this list.
NUA - ??
WR - I would guess withdrawal rate...
SUA - ?
.
NUA- Net unrealized appreciation. Can be a really good thing if your company gave you stock in a qualified plan. Here's a link to investopedia.

http://www.investopedia.com/terms/n/...preciation.asp


No ideas what SUA is.


🐑
__________________
MRG is online now   Reply With Quote
Old 05-03-2015, 05:34 PM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
mickeyd's Avatar
 
Join Date: Apr 2004
Location: South Texas~29N/98W
Posts: 5,880
Quote:

Would like to see if anyone has signed on with Ric Edelman.
What does the fee structure look like?
__________________
Part-Owner of Texas

Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx

In dire need of: faster horses, younger woman, older whiskey, more money.
mickeyd is offline   Reply With Quote
Old 05-03-2015, 05:47 PM   #12
Recycles dryer sheets
PhrugalPhan's Avatar
 
Join Date: Jul 2014
Location: DC 'burbs
Posts: 119
Quote:
Originally Posted by Walt34 View Post
Millionaire Teacher by Andrew Hallam is an often recommended book for beginning investors.
Not that its anywhere near the same, but the title reminded me of a millionaire teacher I had in the mid-70s. In this case he had won the state lottery a few years earlier - he was quite the eccentric not having to worry about a teacher pension.
__________________
PhrugalPhan is offline   Reply With Quote
Old 05-03-2015, 06:03 PM   #13
Thinks s/he gets paid by the post
 
Join Date: Feb 2014
Posts: 1,469
Not all are DIY. I just dropped a more expensive advisor but am not ready to drop advisors completely. I had one that mostly dealt with DFA. DFA has done a little better than index funds over the years but not recently. And the advisor used to be passive all the way but no longer. I am willing to pay some to have someone else figure out what to withdraw from and to do timely rebalancing, and also for smooth transition if something happens to me.

Check out Bogleheads forum. The last couple of years Vanguard funds beat DFA and especially my portfolio by a mile. Some fund advisors (Rick Ferri for one) post over there.


Sent from my iPhone using Early Retirement Forum
__________________
EastWest Gal is offline   Reply With Quote
Old 05-03-2015, 08:14 PM   #14
Confused about dryer sheets
 
Join Date: Mar 2014
Location: middlenowhere
Posts: 5
Walt. Thanks for the book recommendation. For beginner investors and also more experienced as well?

So that's what NUA is. Cool. I don't ever plan on writing out those three words - "net unrealized appreciation" again, so will learn that list!

Mickeyd - fee structure was explained to me but do not have it handy right now. With over 2 million in an IRA, I would reach the threshold to be in one of the lowest fee brackets. Low enough to give them custody? Probably not. Just thinking I will continue as a DIY.

I can't say that I have done a great job with my portfolio, but haven't done too terrible either. At this point I am just attracted to the idea of having an Edelman CFP to help with my planning going forward. Been a lot of gut checks (market volatility, career changes, etc), but at this point I am becoming more about capital preservation, rather than growth, and eventually a little portfolio distribution.

All really good responses from everyone. Thanks for the discussion.
__________________
Sabaidee is offline   Reply With Quote
Old 05-03-2015, 08:22 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
harley's Avatar
 
Join Date: May 2008
Location: Following the nice weather
Posts: 6,418
Quote:
Originally Posted by MRG View Post
NUA- Net unrealized appreciation. Can be a really good thing if your company gave you stock in a qualified plan. Here's a link to investopedia.

Net Unrealized Appreciation (NUA) Definition | Investopedia

No ideas what SUA is.
Seacoast Utility Authority.
__________________
"Good judgment comes from experience. Experience comes from bad judgement." - Will Rogers, or maybe Sam Clemens
DW and I - FIREd at 50 (7/06), living off assets
harley is online now   Reply With Quote
Old 05-04-2015, 04:55 PM   #16
Moderator
Walt34's Avatar
 
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 16,494
Quote:
Originally Posted by Sabaidee View Post
Walt. Thanks for the book recommendation. For beginner investors and also more experienced as well?
Probably not for experienced, they would hopefully already know all that. I myself just use Vanguard index funds in a "couch potato portfolio". From everything I've read that will beat 90% of the pros and that's close enough for me. And frankly, I'm lazy.

But I have read a bunch of the books on investing. There have been many discussions here about which books are good - this is a link to a Google search for those discussions.
__________________

__________________
I heard the call to do nothing. So I answered it.
Walt34 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
* Acronyms and Slang Frequently Used on the Forum * Jeb-NY Early Retirement FAQs 68 01-30-2008 06:57 AM
No Call List? What No Call List? mickeyd Other topics 5 10-04-2006 10:50 AM

 

 
All times are GMT -6. The time now is 09:47 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.