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Looking for list of forum acronyms
Old 04-29-2015, 10:08 PM   #1
Confused about dryer sheets
 
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Looking for list of forum acronyms

Been an occasional lurker for just over a year. Retirement is getting closer - maybe 2 years. 3 years max. In the meantime, really enjoy all of the personal experience and knowledge being shared by the members.

At this point, where can I find a list of the acronyms used in this forum. I suppose they are useful for the forums, so might as well learn to use them.

Thanks much
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Old 04-29-2015, 10:27 PM   #2
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Most are common internet chat or financial acronyms , no list I can think of. A quick google search will find most.

The only two specific to this forum I can think of : OMY = "One More Year Syndrome" , RDS = "Recycles Dryer Sheets"
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Old 04-29-2015, 10:31 PM   #3
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Think this is the list you wanted. It's in the faq subforum.


http://www.early-retirement.org/foru...ad.php?t=34884

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Old 04-29-2015, 10:46 PM   #4
Confused about dryer sheets
 
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I appreciate the reply. I will copy/paste this into my notes.
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Old 04-30-2015, 09:35 AM   #5
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Welcome Sabaidee!
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Old 05-03-2015, 03:56 PM   #6
Confused about dryer sheets
 
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Still finding a few acronyms that are not on this list.
NUA - ??
WR - I would guess withdrawal rate...
SUA - ?

Would like to see if anyone has signed on with Ric Edelman. I have had an initial consultation, and although I am not sure if I will sign over any of my portfolio to them for management, I still think having the CFP on board for all other aspects of my financial planning would be potentially very helpful. I believe that they use Dimensional Fund Advisor (ETFs), as well as some proprietary ETFs. I need to do some more research on these products.

Any reviews, good or bad, on Ric Edelman. Any place to have a look at the DFA funds, and see how they compare to Vanguard or Schwab ETFs.
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Old 05-03-2015, 04:09 PM   #7
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Any reviews, good or bad, on Ric Edelman. Any place to have a look at the DFA funds, and see how they compare to Vanguard ETFs, or Fidelity.
Most people here are DIY, although some will have a fee-only FA look over what they're doing. Even if you lag behind a FA that takes a fee, not paying those fees more often than not puts you ahead.

Millionaire Teacher by Andrew Hallam is an often recommended book for beginning investors.
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Old 05-03-2015, 04:14 PM   #8
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Any place to have a look at the DFA funds, and see how they compare to Vanguard or Schwab ETFs.
There is a pretty good summary of DFA funds here:
http://www.bogleheads.org/wiki/Dimen..._Fund_Advisors
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Old 05-03-2015, 04:18 PM   #9
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Looking for list of forum acronyms

And a recent review of why DFA may be better: http://assetbuilder.com/andrew_halla...better_returns
And there are ways to get DFA approved advisors without having extortion like fees. Thru some 529's and also advisors who charge by what they do and not by the AUM method which makes no sense for passive investing.

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Old 05-03-2015, 04:27 PM   #10
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Originally Posted by Sabaidee View Post
Still finding a few acronyms that are not on this list.
NUA - ??
WR - I would guess withdrawal rate...
SUA - ?
.
NUA- Net unrealized appreciation. Can be a really good thing if your company gave you stock in a qualified plan. Here's a link to investopedia.

http://www.investopedia.com/terms/n/...preciation.asp


No ideas what SUA is.


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Old 05-03-2015, 04:34 PM   #11
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Quote:

Would like to see if anyone has signed on with Ric Edelman.
What does the fee structure look like?
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Old 05-03-2015, 04:47 PM   #12
Recycles dryer sheets
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Millionaire Teacher by Andrew Hallam is an often recommended book for beginning investors.
Not that its anywhere near the same, but the title reminded me of a millionaire teacher I had in the mid-70s. In this case he had won the state lottery a few years earlier - he was quite the eccentric not having to worry about a teacher pension.
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Old 05-03-2015, 05:03 PM   #13
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Not all are DIY. I just dropped a more expensive advisor but am not ready to drop advisors completely. I had one that mostly dealt with DFA. DFA has done a little better than index funds over the years but not recently. And the advisor used to be passive all the way but no longer. I am willing to pay some to have someone else figure out what to withdraw from and to do timely rebalancing, and also for smooth transition if something happens to me.

Check out Bogleheads forum. The last couple of years Vanguard funds beat DFA and especially my portfolio by a mile. Some fund advisors (Rick Ferri for one) post over there.


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Old 05-03-2015, 07:14 PM   #14
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Walt. Thanks for the book recommendation. For beginner investors and also more experienced as well?

So that's what NUA is. Cool. I don't ever plan on writing out those three words - "net unrealized appreciation" again, so will learn that list!

Mickeyd - fee structure was explained to me but do not have it handy right now. With over 2 million in an IRA, I would reach the threshold to be in one of the lowest fee brackets. Low enough to give them custody? Probably not. Just thinking I will continue as a DIY.

I can't say that I have done a great job with my portfolio, but haven't done too terrible either. At this point I am just attracted to the idea of having an Edelman CFP to help with my planning going forward. Been a lot of gut checks (market volatility, career changes, etc), but at this point I am becoming more about capital preservation, rather than growth, and eventually a little portfolio distribution.

All really good responses from everyone. Thanks for the discussion.
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Old 05-03-2015, 07:22 PM   #15
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NUA- Net unrealized appreciation. Can be a really good thing if your company gave you stock in a qualified plan. Here's a link to investopedia.

Net Unrealized Appreciation (NUA) Definition | Investopedia

No ideas what SUA is.
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Old 05-04-2015, 03:55 PM   #16
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Walt. Thanks for the book recommendation. For beginner investors and also more experienced as well?
Probably not for experienced, they would hopefully already know all that. I myself just use Vanguard index funds in a "couch potato portfolio". From everything I've read that will beat 90% of the pros and that's close enough for me. And frankly, I'm lazy.

But I have read a bunch of the books on investing. There have been many discussions here about which books are good - this is a link to a Google search for those discussions.
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