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Old 06-15-2012, 09:35 AM   #21
Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 2,087
Oz sounds much like Canada except slightly different re #2, #3

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Old 06-22-2012, 06:29 PM   #22
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Join Date: Jun 2012
Location: Brisbane
Posts: 36
Thanks for the posts everyone. They gave me lots to think about. I realized I didn't explain the entire scenario. The plan was to get a nest egg and leave it. I don't think the numbers I stated before are realistic due to the high taxes here. I might save 100-150k per year if I plan for it. If I did locums in the most remote areas I could save more but I am uncertain about how long I could do that for. I don't plan to totally stop working at 45. I want to build up a retirement fund and then work part time. Therefore I will not be withdrawing on the original amount. That was only the worst case scenario if I was incapacitated for work. So if I can have an income of 200-250 for 5 years and save 750-800 and then work part time thereafter?

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