Money now/little later- where to invest?

[obgyn65]

I do the same.

Thanks to this website, I have also realized that in my case, deferred annuities make sense now in my 40s, but SPIAs will make more sense in my 70s or 80s (if I reach that age). I will make sure I don't exceed the 200-300k limit though.

Quote:

Originally Posted by Sun456 I found it very helpful to keep a spreadsheet documenting the points that were important to me, both pro and con so that I could compare them.