Hi I'm 57, married, and a military retiree currently working as a DoD civilian. My wife and I would like to retire fully in 2-3 years but like many others find we continue to second guess our retirement decision. We expect our gross income to average about $45K (and will be debt/mortgage free) until SS kicks in and will have medical coverage via the military/TRICARE. I would like to have some feedback from you ER's out there who have retired in a similar situation as we are in and any advice/suggestions that may help alleviate our apprehension. Thanking you in advance.