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41 years old, 4 years from ER, starting to smell the roses
Old 05-04-2013, 04:47 PM   #1
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41 years old, 4 years from ER, starting to smell the roses

Hello,
I've been lurking for a few weeks and now find myself addicted to this wonderful forum. I've been a member of the Bogleheads for a few years and now seriously considering ER.

About me...

I've rarely worked for anyone else in my lifetime. My family were all corporate 9-5ers, so I'm not sure where the entrepreneurship came from. I am FI, and was very lucky with one of my companies that acted as a cash machine for years before it crashed hard. Even taking away the good luck, however, I think I would have been on track for ER. I always lived below my means, and though my lifestyle nowadays would be considered "grand" by most, I carefully controlled it so that my spending didn't increase until I had made big bucks for over a year. And then, the spending only went up to the same level as my friends, most of whom have normal jobs.

I'm 41 now, and I'm thinking 45 will be the magic age for me to retire. I enjoy my work, but am not in love with it. The biggest thing stopping me from pulling the plug is that my children are both quite young, and my passions is cheap world travel. It's hard to do extended trips to strange countries when the kidlings have soccer practice and school, and the DW would prefer nice hotels to gritty hostels. That said, I think I'll work for a few more years, then enjoy local activities (classes, volunteer work, reading) until the kidlings leave the nest. Then I'll get back to more travel/adventure living.

Anyway, I've really enjoyed lurking, so now I feel it's time to participate. Nice to meet you all.
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Old 05-04-2013, 04:51 PM   #2
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Welcome to the forum.
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Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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Old 05-04-2013, 06:40 PM   #3
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Welcome here Hamachi.

Early retirement has many options and names. Read as much as you can while visiting this board and pick out what fits your circumstances. Always Live Below Your Means.

Please continue to post your ideas and questions here.

Remember, the advice you may receive here may only be worth what you paid for it.
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Old 05-04-2013, 10:31 PM   #4
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Welcome to the forum. Enjoy your kids, they grow up fast!
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Old 05-05-2013, 12:09 AM   #5
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Welcome. I owe my FIRE to the Boglehead way of thinking.
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Old 05-05-2013, 06:19 AM   #6
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Welcome Hamachi. Good to have you. Added life experience is always beneficial to the forum. Not too many entrepreneurs here, so it's great to have one on board.
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Old 05-05-2013, 12:06 PM   #7
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Welcome! This place is addictive, isn't it? Looking forward to lots more posts from you.
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Old 05-05-2013, 03:29 PM   #8
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Welcome Hamachi!

This board does have an appeal, doesn't it? Having the awesome moderators on here, and so many smart and helpful folks is great.

Does the phrase "five dot network" mean anything to you? Or am I seeing a pattern where none exists?
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Old 05-05-2013, 07:15 PM   #9
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Quote:
Originally Posted by sengsational View Post
Welcome Hamachi!

This board does have an appeal, doesn't it? Having the awesome moderators on here, and so many smart and helpful folks is great.

Does the phrase "five dot network" mean anything to you? Or am I seeing a pattern where none exists?
I'm not familiar with that phrase. What's it mean?
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Old 05-05-2013, 11:24 PM   #10
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Welcome! I'm also 41, looking to retire at 45, and addicted to cheap world travel. No kids, though. I'm thinking about doing a couple of international trips a year and spending the rest of the time doing local activities, as you mentioned. If that doesn't satisfy the travel bug, I might eventually sell the house and go teach in China for a few years.
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Old 05-06-2013, 07:00 PM   #11
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I'm not familiar with that phrase. What's it mean?
It's a portion of the IP v4 address space that was non-routable. I thought your business might have something to do with that.
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