I discovered this great forum researching the feasibility of early retirement. This is my situation: 51 y.o attorney in high stress practice area. Wife is 47 y.o. druggist working p.r.n. Taxable acct.: 4.5 mil. IRA's: 1.5 mil. House paid--no mortgage; 2 children: 1 2nd yr. college; other in high school. Health ins. cost is $12,000.00/yr. I would like to retire but concerned about long drawdown period at my and spouse's age. Once children are done with college wife and I would like to travel. This would be our only extravagance. Otherwise we live modestly. Opinions?