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08-01-2018, 08:45 AM
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#1
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Recycles dryer sheets
Join Date: Mar 2008
Posts: 363
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Re-introducing ourselves
17 years ago we began our journey to retire early - at 31 years old.
I picked this username - thinking it would be this year....
We started with a seriously negative net worth, went Dave Ramsey ish for a few years. We lived on 25% of income, and lived well below means - paying off debt and maximizing 401k, roth iras, etc.
We are now at $2.5M net worth, with 400k being house. The other $2.1 is evenly split between taxable brokerage, Roth 401k/IRAs, and Regular 401K
I think we'll wait and work a few more years - so won't retire this year. But, we could.
We're more or less on autopilot with budgeting/spending now. I haven't really looked into retiring early. It was a thought/dream 17 years ago....
Thanks for the forum. I'll re-read and participate now (haven't really looked at things since going debt free in 2008).
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08-01-2018, 08:56 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 3,433
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Welcome back! 
Sounds like you're good-to-go. Just need to decide to pull the trigger, whenever...
omni
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08-01-2018, 12:08 PM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,300
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Welcome back. Look forward to your posts. Don't wait too long to retire. 50's can be an exciting time where everything comes together.
__________________
TGIM
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08-01-2018, 12:12 PM
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#4
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Moderator
Join Date: Jul 2010
Posts: 7,945
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Welcome back! Sounds like you are at or near FI, which is really the goal after all - once you hit FI, you can RE whenever you want. Congratulations on your achievement and thanks for your inspiration to all our "young dreamers" who aren't sure it's possible.
__________________
"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." William Feather
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ER'd Oct. 2010 at 53. Life is good.
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08-01-2018, 12:22 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Atlanta Suburb
Posts: 1,499
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Welcome back. Congrats on a well executed plan. 
__________________
"Oh, twice as much ain't twice as good
And can't sustain like one half could
It's wanting more that's gonna send me to my knees" - John Mayer
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08-01-2018, 02:33 PM
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#6
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Full time employment: Posting here.
Join Date: May 2011
Posts: 873
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Welcome back and congrats on being able to FIRE anytime you want.
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08-01-2018, 03:34 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Sep 2013
Location: Cincinnati, OH
Posts: 4,373
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 Quote:
Originally Posted by MBAustin
Welcome back! Sounds like you are at or near FI, which is really the goal after all - once you hit FI, you can RE whenever you want. Congratulations on your achievement and thanks for your inspiration to all our "young dreamers" who aren't sure it's possible.
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X2, good job becoming FI. It sounds like you can retire anytime you want.
__________________
The problem isn't artificial intelligence, it's natural stupidity.
You can't spend yourself to prosperity.
Semi-Retired 7/1/16: working part-time (60%) for now [4/24/17 changed to 80%]
Retired Aug 2, 2017; age 53
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08-01-2018, 05:00 PM
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#8
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Thinks s/he gets paid by the post
Join Date: Dec 2017
Posts: 2,555
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Congrats! My advice is...retire at 50 or between now and then. People tend to start to have health problems between 47-50, so you might want to enjoy life if your income meets your lifestyle requirements!
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08-04-2018, 11:07 AM
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#9
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Dryer sheet wannabe
Join Date: Sep 2016
Location: MN
Posts: 23
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Hello! I just saw your post after trying and failing to post almost the same thing a few minutes ago. I'm almost in the same position as you - I'm turning 52 soon. Keep us posted on how it goes.
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