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Old 01-22-2015, 10:11 AM   #21
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We were going to use the Mega corps retirement health care plan but just found out it is going to costs us $2300 a month. So we will be going on Cobra for $1200 per month then on to Obama care we go! You would think they would pay some of the cost after 30 years of DH employment. Nope.
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Old 01-22-2015, 10:23 AM   #22
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Originally Posted by kimcdougc View Post
We were going to use the Mega corps retirement health care plan but just found out it is going to costs us $2300 a month. .


That's obscene! In what universe is that a benefit to a retiree? Twice COBRA?
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Old 01-22-2015, 10:26 AM   #23
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While I realize carrying affordable megacorp HC is a risk, for 2015 my out of pocket will be 10.00 per mt for the policy and 1300 out of pocket deductible with 20% copay. In addition I am a veteran and have access to health care through VA if necessary.


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Old 01-22-2015, 10:33 AM   #24
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Nice congrats to you.

I would have been already gone had I had subsided HC. That's a big expense taken care of
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Old 01-22-2015, 10:52 AM   #25
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Congratulations. Welcome to the Class of 2015.
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Old 01-22-2015, 12:46 PM   #26
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Thanks. I'm having fun preparing to transition my work.


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Old 01-22-2015, 03:14 PM   #27
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Congratulations on setting the date and getting out! It seems youa re good financial shape to make the transition. Think about paying off the car, as long as you don't deplete all your cash. The mortgage has at least some deductibility, and is probably a reasonable low rate. So that may be OK to keep paying on monthly basis.
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Old 01-22-2015, 05:48 PM   #28
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With Fidelity, stick with the Spartan index funds and you'll be good. They are very cheap to own and are intended to compete with Vanguard. Otherwise, Fidelity has some expensive funds.
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