Welcome.
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Originally Posted by BeanCounter62
... My retirement fund allocations haven't been touched in 6+ years and are around an 80/20 split!
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Congratulations. It probably took me 30 years to figure out that the more I played with my food, the less food I ended up with.
Quote:
Originally Posted by BeanCounter62
(I have a hard time making changes to my asset allocation even when I know it's what I want to do.) I think it's time for me for a focused review and update to the structure of my assets, tax situation and income flow to ensure some peace of mind.
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Before you do that, I'd suggest that you read Richard Thaler's excellent book: "
Misbehaving" Hopefully you like that book enough to move on to Daniel Kahneman's "
Thinking Fast and Slow." IMO understanding ourselves as humans is a big help when making high-impact decisions.