Retired @ 52, Wife Retired @ 59.5 New to this Forum

[LakeRat1]

Hello MRG,

Heck NO ..... I do not miss the calls I have not utilized Firecalc, but have been utilizing the Fidelity "Planning and Guidance" Tools. Based on those calculations, as well as working with the advisor over the past two years, things appear to be OK..... But, I am not convinced

Fear is my problem, I am not in a good comfort zone

[MRG]

Quote:

Originally Posted by LakeRat1 Hello MRG, Heck NO ..... I do not miss the calls I have not utilized Firecalc, but have been utilizing the Fidelity "Planning and Guidance" Tools. Based on those calculations, as well as working with the advisor over the past two years, things appear to be OK..... But, I am not convinced Fear is my problem, I am not in a good comfort zone

Fidelity RIP(Retirement Income Planner) is my goto. I'm definitely not a Firecalc power user but it's easy to set up for a second take. RIP has been the most conservative planner I've found but......

We could always start fixing old assembly and COBOL code again(plan Z).

[SpinDr]

Quote:

Originally Posted by LakeRat1 Hello MRG, Heck NO ..... I do not miss the calls I have not utilized Firecalc, but have been utilizing the Fidelity "Planning and Guidance" Tools. Based on those calculations, as well as working with the advisor over the past two years, things appear to be OK..... But, I am not convinced Fear is my problem, I am not in a good comfort zone

Hello LakeRat1,

I am new to the forum as well, so welcome to a fellow newcomer! While not yet retired I am somewhat close and do have concerns about when to retire and if I am able. Being a bit of a spreadsheet geek I've done my own projections but have found comfort in getting supporting input from multiple retirement calculators. For note I am 53.

I've used FireCalc, ******* Calc, Financial Engines, Market Watch and the tools offered by Schwab and T-Rowe Price. Liking that kind of exercise I've found, while not exact, the tools independently seem to verify that I'd be ok to retire during the next couple of years. I know that FireCalc, ******* Calc, and the Market Watch tool are available without needing to have an account, but donations are happily encouraged. I've found that it takes some time to identify the nuances of each but they may be worth your time for some peace of mind.

Best of wishes in your new lifestyle!

[LakeRat1]

I will try others as well ..... Just not in my comfort zone ..... Yet