I would not trust any answer from a Financial Advisor.
Don't concern yourself with the level of detail they might provide. They often have apparently sophisticated programs that will print out pages and pages of detailed information and fancy graphs, all put in a fancy binder with your name on it. But they may all have very little meaning.
So what to do? Here's the general approach given by many here at this forum - in order to know if the info the FA is providing is valid, you need to educate yourself a little bit. Once you have educated yourself by that little bit, you can do this on your own, and save the considerable fees that these FAs charge. It is just that simple.
About 6 years before I retired, I got a plan done by an FA, as the MegaCorp was paying for it as a benefit. When I looked back at the binder, after I educated myself a bit, I realized it was worse than worthless. It was a dangerous thing, because it was not meaningful at all. I'm PO'd that I had to pay the taxes on that benefit, it wasn't worth that. It would not have been worth it if it was free.
Of the many things they did wrong, they really didn't get a good picture of future expenses, they just try to get details of current budget. They are not necessarily the same, and they missed a lot. Then they just do a Monte Carlo analysis (which I think is meaningless - averages are not your concern), and tell you you are set! Now let us manage your money for a mere 1%!
So get a handle on your future expenses, tally up your assets and pensions and SS, determine a joint Life Expectancy to plan for, and head off to a calculator like FIRECalc. Now you will read a lot of discussions here about investing approaches, but historically, any asset allocation all the way from 40%/60% Equities/Bonds to 90%/10% has had about the same success rates over a long retirement, so I wouldn't get too hung up on this.
-ERD50