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02-20-2017, 12:20 PM
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#201
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Recycles dryer sheets
Join Date: Jan 2017
Location: reno
Posts: 58
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Quote:
Originally Posted by Sue J
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Yes. It's a $2500 deductible, but the $2000 in the HRA can be applied towards that. Any unused portion rolls over the next year. I should have said "HRA" not HSA...sorry!
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02-21-2017, 07:58 PM
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#202
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Dryer sheet wannabe
Join Date: Feb 2017
Posts: 13
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I would retire also if in your position (hard to put a price on peace of mind). I'm sure you can find ways to make "side-gig" money if you need to supplement your pension. I say RETIRE and don't look back! - fellow musician
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02-21-2017, 08:16 PM
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#203
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Dryer sheet wannabe
Join Date: Feb 2017
Posts: 13
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Quote:
Originally Posted by ER-Troy
I would retire also if in your position (hard to put a price on peace of mind). I'm sure you can find ways to make "side-gig" money if you need to supplement your pension. I say RETIRE and don't look back! - fellow musician
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I also retired from a County job at age 42. (3.5 years ago with absolutely no regrets!)
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02-21-2017, 09:46 PM
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#204
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Recycles dryer sheets
Join Date: Jan 2017
Location: reno
Posts: 58
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Quote:
Originally Posted by ER-Troy
I also retired from a County job at age 42. (3.5 years ago with absolutely no regrets!)
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Nice to hear this from someone else...I am determined to make this work! Sounds like you're doing great and I find that inspiring! Thank you!
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02-22-2017, 06:37 AM
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#205
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Jalisco, Mexico
Posts: 1,747
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we're retiring from semi-sorta County jobs. I'm in I.T. and the wife was a court reporter. She made twice what I made and had a longer track record. Still, we only worked a small amount of time compared to SO MANY OTHER employees we know. 35-year service awards are NOT uncommon in county and district jobs. So we're vested and are retiring just as soon as we meet the age/service cutoffs. It's not a ton of money, but we're going to live cheaply overseas so we will actually *save* a ton of money and build our nest egg investable money *after* retirement. Kinda backwards, but generous pensions with insane matching can do that to you...
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02-22-2017, 07:59 AM
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#206
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Recycles dryer sheets
Join Date: Apr 2016
Location: Augusta
Posts: 348
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[QUOTE=35-year service awards are NOT uncommon in county and district jobs.[/QUOTE]
Man! None of my local counties have pensions! I think there used to be a pension plan where I was working but the 60something that had been there for 40+ years in the office next to me said they did away with it years ago.
2-3% raises at best. We had drastic "Pto" cuts, no such thing as a retirement package. If you save tons of pto and roll it into the "catastrophic" plan you can only get paid for 1/2 when you leave the other half has to go into an hsa.
I think you can buy insurance at full price after 15 years!
Really no better than other employers. Worse in terms of pay. Kind of sad because it's a great area with lots of growth.
Steady at least. Gotta really screw up to get fired.
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02-22-2017, 09:48 AM
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#207
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2014
Posts: 7,050
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WE also have small pensions of 20k/each because I had 15 years in and my DH had 11 (he made a lot more $). However, I am really grateful for them. Many people started young and had 30 years. They got 75% of their pay. Also the more years you have in the cheaper your health insurance is.
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