I went from an employee making 100k year at age 35 to a business owner. Then, six years later I sold that business for over $8M and retired at 43.
It was a lot of work, long hours, stress, and almost cost me my marriage. Would I have done it again? Hell yes! Because hard work and risk are in my nature.
But when I hear you saying that one pro of your current job is 'easy, good schedule' and that you are looking at this as an alternative way of getting to RE, I doubt you are considering this for the right reasons.
You should ONLY start a business with substantial debt because you want to be an entrepreneur and run a business day in and day out, with the good and the bad that that entails.
If your motivation doesn't reach that bar, wait until it does.