kaharris05
Dryer sheet aficionado
- Joined
- Mar 14, 2013
- Messages
- 34
I'm still stuck on the 22% interest for a car loan. How did that happen? Car loans have been anywhere from possibly 0% to 3% the last 5 years.
Like another has asked I'm also stuck on the child support. Boyfriend or not, he owes monthly for the child and the one on the way, assuming it's the same guy.
Not wanting to really get into your relationship with your significant other but presumably part of your responsibility as a parent is to protect your children, financially and otherwise. Is there legal documentation stating the child or children are his, such as on the birth certificate(s)? Do you have a court order or a legal agreement for child support? if you don't, I'd recommend one.
If he isn't paying that on a timely basis or skips months, then the next stop would be child support enforcement because only when you involved them does the legal clock actually start to tick regarding his legal financial responsibility (unless rules have changed). They will keep track of any money not paid and accrue it for the children. It is their legal right to have this money.
Think about what you need to have in place in case something happens to you, if you can not work, or if he leaves and marries someone else down the road, etc. You can phrase it that it isn't against him, it is for the children to ensure their financial well being....etc.
So..I guess I got into this anyway....
I bought my car in 2007. That's the interest rate I got because of my credit. I hear people talk about 3% interest rates and that seems surreal.
As for the child support, I posted about that a few minutes ago. Basically, no, I do not get it.
I need to do that though. There really isn't a good reason why I am not.