Early Retirement Forums

Go Back   Early Retirement Forums > General > Hi, I am...





Reply
 
Thread Tools Search this Thread Display Modes
Old 03-08-2006, 09:02 PM   #1
jdmorton
Recycles dryer sheets
 
jdmorton's Avatar
 
Join Date: Mar 2005
Posts: 69
Well, dag-nab-it, I Guess I Should...

...introduce myself. I've been lurking on this site for almost a year now, without actually posting. Not a record, but still pretty long to just read and not post. Anyway...

Looking forward to retiring. I figure I have about 6 to 8 more years to go. We still have two kids at home - one to start college this fall and the other in two years. Our two oldest are through college and both working in their respective fields. One has a 401(k) at work and is contributing the maximum percentage. The other is a full-time school teacher and is covered by the state teacher retirement plan, and contributes 6.5% (I think that's right).

As for me and my D(ear)W(ife), I have a 401(k) that is at about $220K and a pension - at least for now. The company recently announced that all new hires will no longer be covered by a defined pension plan, but will have an enhanced 401(k). I currently contribute 6% pre-tax to my 401(k) (the max, since I'm considered the dreaded "highly compensated employee"). The company matches that 6%. In addition, I contribute an additional 2% after tax and 10% of the annual performance pay (if we get any, that is). My wife has a teacher's retirement plan that she has to contribute 7.5% pre-tax to.

We will be done with our mortgage in a little over 7 years, and are working on some credit card debt that will take awhile. We are hoping not to have to take out any college loans for our youngest, as we did for our two oldest. Fortunately, those college loans should be done in a little over 2 years.

Well, that's about it. I hope to post some, but it will probably be few and far between, since I only post at home and it's difficult to get on after I get home from work. The kids tend to IM a lot
__________________
Well, Helen; shall we just go home?
jdmorton is offline   Reply With Quote
Old 03-08-2006, 09:11 PM   #2
JPatrick
Thinks s/he gets paid by the post
 
JPatrick's Avatar
 
Join Date: Jun 2005
Posts: 1,503
Re: Well, dag-nab-it, I Guess I Should...

Welcome JD.* Dag nab it, why'd yah wait so long?
Sounds like you've got things pretty well in hand.
I think you've been lurking longer than I've been posting so there isn't much I can tell you about the forum.
Don't be a stranger podner.*
__________________
If you do what you've already done, you'll get what you've already got- - - -<
JPatrick is offline   Reply With Quote
Old 03-09-2006, 07:36 AM   #3
Martha
Administrator
 
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 9,864
Re: Well, dag-nab-it, I Guess I Should...

You are probably the only worker here that doesn't post from work.
__________________
.


Do not rely on the information provided--my posts are not to be taken as legal advice. Needless to say you must consult with your legal representative. I am not responsible for errors. If I offended you with cya I apologize. If I did not, I tried.
Martha is offline   Reply With Quote
Old 03-09-2006, 01:55 PM   #4
JonnyM
Recycles dryer sheets
 
JonnyM's Avatar
 
Join Date: Mar 2004
Posts: 252
Send a message via AIM to JonnyM Send a message via Yahoo to JonnyM
Re: Well, dag-nab-it, I Guess I Should...

You tell 'em Martha. But wait, does that mean when I retire (11 working days left) I'll be reading and posting to this Forum for free? 8)
__________________
It's about the music
JonnyM is offline   Reply With Quote
Old 03-09-2006, 02:00 PM   #5
Nords
Moderator Emeritus
 
Nords's Avatar
 
Join Date: Feb 2004
Location: Oahu
Posts: 15,752
Re: Well, dag-nab-it, I Guess I Should...

Quote:
Originally Posted by JonnyM
But wait, does that mean when I retire (11 working days left) I'll be reading and posting to this Forum for free?* 8)
That depends. If you average at least six posts a day then we'll double your current E-R.org salary.

If you volunteer to become a moderator then we'll give you stock options!
__________________
*
*
For more info see "About Me" in my profile.
Nords is online now   Reply With Quote
Old 03-09-2006, 02:04 PM   #6
JonnyM
Recycles dryer sheets
 
JonnyM's Avatar
 
Join Date: Mar 2004
Posts: 252
Send a message via AIM to JonnyM Send a message via Yahoo to JonnyM
Re: Well, dag-nab-it, I Guess I Should...

Quote:
Originally Posted by Nords
That depends. If you average at least six posts a day then we'll double your current E-R.org salary.

If you volunteer to become a moderator then we'll give you stock options!
Well if I slowly ramp up, that could be doable, (the 6 posts thing) but I'm not so sure I want to paint that Moderator Bullseye on my back just yet. Time will tell. My bandmates tell me I have the "Obnoxious Gene", does that help? :P
__________________
It's about the music
JonnyM is offline   Reply With Quote
Old 03-09-2006, 06:55 PM   #7
jdmorton
Recycles dryer sheets
 
jdmorton's Avatar
 
Join Date: Mar 2005
Posts: 69
Martha, The Reason(s) I Don't Post At Work

Martha,

Working for a very large U.S.-based multi-national company, we have had a rather strict Internet use policy for some time now - which just about everyone pretty much ignores . A couple of years ago, during the Christmas holiday season, so many people were buying things from work at all sorts of web sites, that the IT folks had to issue a "warning" to not use the company Internet for personal use. Well, that has sort of evolved to "you can look, but don't actively access web sites (log on, buy stuff, and so forth) unless it is truly work related.

The second reason is my own preference. I hope to be adding some (hopefully) interesting /funny /ironic :P/insane stories about work. I'd much rather do that using my own computer, Internet service, and time.

Plus, I tend to type rather long replies, which means I tend to put a lot of time into my replies. If I posted from work, that might be all I did all day. Hey, that's not a bad thing
__________________
Well, Helen; shall we just go home?
jdmorton is offline   Reply With Quote
Old 03-09-2006, 07:05 PM   #8
cute fuzzy bunny
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,527
Re: Well, dag-nab-it, I Guess I Should...

Now we know why I had an analog phone line dragged into my office at my last job for...err...umm...testing.
__________________

Many an optimist has become rich by buying out a pessimist
cute fuzzy bunny is offline   Reply With Quote
Old 03-19-2006, 01:13 PM   #9
Maximillion
Full time employment: Posting here.
 
Join Date: Feb 2006
Posts: 569
Re: Well, dag-nab-it, I Guess I Should...

JD, Boston is easly my most favourite US City, although I no longer like the Sox since they started behaving like the Yankees.

Second most favourite, Chicago.
Maximillion is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Another round of Guess The Salary!!! saluki9 Young Dreamers 25 03-22-2007 02:55 PM
Can you guess the salary? Sandy Young Dreamers 28 03-06-2007 11:01 AM
Saw the Guess Who last weekend chinaco Other topics 2 03-04-2007 11:26 AM
I guess I joined the Stent Club Kitty Life after FIRE 29 11-02-2006 12:41 PM
I guess the stereotype about computer geeks is true Jay_Gatsby Other topics 1 08-25-2006 03:04 PM


All times are GMT -6. The time now is 11:28 PM.

Other Social Knowledge forum communities:
Cooking Forum - Sailing Forum - Early Retirement - Airstream Trailer - Aquarium Forum - Royal Forum - Book Forum - Volkswagen Touareg Forum - Jeep Wrangler Forum - Whitewater Kayaking & Rafting Forum - Fiberglass RV Forum - RV Forum - Truck Conversion - U2 Music Forum
Social Knowledge Networks
Powered by vBulletin® Version 3.7.2
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.2.0