2016 Spending

[Mo Money]

I spent 73% of budgeted amount. Bumped the remainder to this year's budgeted amount. Just did my rebalancing today, and the unspent 27% enabled me to sell fewer portfolio securities to get my 2017 nut.

[texcurtis]

I spent in 2016 within $500 of what I spent in 2015. I'm so pleased and surprised.

[slowsaver]

I spent 13% less than I did last year, mostly due to a cheaper vacation:

Total 2017 = $53,349.14
Auto - Fuel $599.26
Auto - Maint $497.67
Groceries $4,025.06
Internet $552.08
Cell Phone $109.26
Utilities $2,113.36
Mom's Condo (HOA, PropTax, Insur) $4,341.15
Gifts $819.96
Home & Garden $1,679.44
Home Insur (primary home) $685.15
Property Tax (primary home) $8,110.34
Auto Insurance $743.50
Health, Dental, Gym Fees $935.45
Clothing $595.92
Computer $220.74
Bike, Run, Sports $287.63
Dance $1,003.74
Dining $9,903.90
Entertain/Education $2,333.94
Personal Care $552.01
Donations $2,036.94
Vacations $7,392.57
Misc - Other $2,730.07
CASH $1,080.00

[kitesurfer2]

i don't really have a budget. I just limit my expenditures to less than my monthly income.

I did buy a new Ford Transit van for $31,000--paid off in 60 days. I bought a new motorcycle $10,000 cash. Bought a new Corvette, $75,000. Financed $20k because the interest is less than what I am earning. Also put $10,000 in my savings account.

[target2019]

We don't have a formal budget. But I know that we spent a few thousand more than income. This was an improvement over spending in 2015.

[bbbamI]

Both retired in 2009. At the time dh was 54 and yours truly 51. DH receives a small non cola'd pension.

2009 Projected WR.....0 (dh worked part of that year, we had to take no reserves)
2010 Projected WR....3%......Actual 2.71%
2011 Projected WR....3%......Actual 3.27% (health issues)
2012 Projected WR....3%......Actual 2.87%
2013 Projected WR....3.5%...Actual 4.94% (new car)
2014 Projected WR....3.5%...Actual 2.68%
2015 Projected WR....3.5%...Actual 3.57%
2016 Projected WR....3.0% ..Actual 2.01% (dh began SS in June)
2017 Projected WR....3.0%